CCJ Lloyds/Lowell vs Edwards8701

[Diana M]

I still have the ppi letter I didn't make a claim

Good, keep that letter safe.

Di

[Edwards8701]

Just found a 77-79 CCA template, once I send the letter how long do Lowell have to respond?

[Edwards8701]

Diana you are a star such a great help, I am ever so grateful for your time and a assistance

[Diana M]

Diana you are a star such a great help, I am ever so grateful for your time and a assistance

You're welcome.

I’ve had my fair share of debts over the years, and like you my first thought was to protect the children when a claim dropped on the mat. I’m less worried now because I can always instruct ‘myself’ (i.e. my firm) if something nasty happens

Lowells should have had the credit agreement before they issued the claim but I’d be surprised if they did. This means they’ll have to approach Lloyds which can take time. Meanwhile the court timetable is ticking so let’s see what happens.

Make sure you send that CCA Request by Royal Mail Recorded Delivery and include the £1 fee.

What is the Claim Issue Date so you don’t miss any deadlines?

Di

[Edwards8701]

How I do I include the £1 fee as I don't have a cheque book, do I just add a £1 coin in the envelope?

[Kati]

How I do I include the £1 fee as I don't have a cheque book, do I just add a £1 coin in the envelope?

postal order from the post office x

[Amethyst]

Most people use a postal order obtained from the post office

[Edwards8701]

On the moneyclaim form what do I put down for the defence particulars?

[Diana M]

On the moneyclaim form what do I put down for the defence particulars?

You don't put anything in the Defence box.

Only tick the box stating you intend to "defend all of the claim" on the Acknowledgement of Service page.

Di

[Edwards8701]

On the 'status summary page' which option do I select ?

[Edwards8701]

There are 3 option boxes in yellow

'Start AOS'
'Continue defence'
'Start part admission'
'View instructions

Which do I select ?

[Edwards8701]

It's ok I have figured out the above ! So now I just send off the cca 77-79 form and wait ?

[Edwards8701]

The claim issue date was 24th April

[Amethyst]

Morning xx

Good to hear you acknowledged the claim okay. So today you should send the CCA request to the claimant and a CPR 31.14 request to the solicitors ( I missed your particulars of claim but the request should ask for documents mentioned in it - likely contract/ agreement, assignment notice and possibly default notice ) ...

Your defence will be due around 24th May ( you can check in the check dates link - add 33 days to issue date ) - so keep an eye on that date as you will need to file defence ( or arrange an extension) whether or not you hear back from the claimants.

It it is also a good idea to send a subject access request to the original creditor ( Lloyds ) for all data held on yourself.

Im just moving your thread into the right forum and then the links to letters will be top right ( or if you're on mobile, below)

sharon xx

[Amethyst]

Here we are
SHORTCUTS

Check dates
Acknowledge Claim
CCA Request
CPR 31.14 Request
Subject Access Request Letter
Example Defence
Witness Statements