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Help with BW Legal Scotland/Lowell

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  • Help with BW Legal Scotland/Lowell

    Hi there,

    I’m hoping I can get some advice from all you knowledgable people on here.

    We have a few debts which have ran up but thus one that’s raised its head was originally a Simply Be account which was passed over to Lowell. Had the usual threatograms from them and now it’s been transferred to BW Legal. They sent a couple of letters and now have passed it to BW Scotland.

    The letter today basically says full payment or contact required by 5th April or they may start court proceedings. Now I have looked into this and I can see lots of cases where they have went for court action, but those letters seem to be worded differently to this one. As it says we may issue proceedings not we will.

    Is this something I need to worry about or should I just keep ignoring for now? I don’t want to contact them as I’m very easily bullied by them and end up agreeing to things I can’t afford. Hence always being in trouble! The debt is for approx £1.2k and is not near being statute barred.


    Any advice would be greatly appreciated.
    Tags: None

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