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Looming CCJ

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  • #1

    Looming CCJ

    I have a claim for CCJ from Drydens on behalf of Erudio student loan. Due to life's usual issues covid, itu nurse, Marital breakdown, which i was left with alot of debt then moving, divorce, job stresses etc I wasnt communicating with the student loan debt people and here we are.
    I agree i need to pay back the money i borrowed but cost of living means there is very little to spare. I would rather avoid ccj as it makes renting difficult.

    Is there any advice available to help me avoid ccj being applied? I'm sorting out a DMP for other debts abd I've completed the budget.

    I need to fill in these court forms and return

    Thanks for any help you might be able to give
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SHORTCUTS


First Steps
Check dates
Income/Expenditure
Acknowledge Claim
CCA Request
CPR 31.14 Request
Subject Access Request Letter
Example Defence
Set Aside Application
Directions Questionnaire



If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.




NOTE: If you receive a court claim note these dates in your calendar ...
Acknowledge Claim - within 14 days from Service

Defend Claim - within 28 days from Service (IF you acknowledged in time)

If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.



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If your case is over £10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.
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