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Cabot / Mortimer Clarke

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  • Cabot / Mortimer Clarke

    Hi there hope someone can guide me through defending a recent county court claim against me .I received the claim form with issue date of 16/1/2020,the alleged debt is for a credit card through vanquis bank which says was assigned to the claimant Cabot financial uk ltd and they seem to be using solicitors called Mortimer Clarke.After reading some of the forums post regarding defending such claims I have acknowledged the claim wishing to defend all of it on the 22 / 1/2020 and I am currently in the process of writing A ccs request to the claimant which seems straight forward but need a bit of advise on the cpr request to the solicitors.They seem to be very vague in the particulars of the claim which says ,By a agreement between vanquis bank and the defendant on or around 18/11/2014(the agreement).Vanquis bank agreed to issue the defendant with a credit card.The defendant failed to make the minimum payments due &the agreement was terminated.The agreement was assigned to the claimant.The claimant therefore claims ***** .cost.I believe I can only ask for documentation referred to in this vague claim but surely they must have issued a default notice which is not mentioned, however after looking at my credit file online I see that it states there is a default on the alleged debt dated 30/9/2015 not sure if one was received or not and by who it was from. It would be of great help if someone can cast there eyes on the Information I have given and advise me on my next steps .Kindest regards Rangy1963
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SHORTCUTS


First Steps
Check dates
Income/Expenditure
Acknowledge Claim
CCA Request
CPR 31.14 Request
Subject Access Request Letter
Example Defence
Set Aside Application
Directions Questionnaire



If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.





NOTE: If you receive a court claim note these dates in your calendar ...
Acknowledge Claim - within 14 days from Service

Defend Claim - within 28 days from Service (IF you acknowledged in time)

If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.




We now feature a number of specialist consumer credit debt solicitors on our sister site, JustBeagle.com
If your case is over £10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.
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