Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

[cappo]

Re: Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

As also posted over on my Hamilton thread.......


Just received email now and its not good news.

The Adjudicator have stated that he is unable to determine the relationship of the insurer to the broker, and of course we cannot make the lender responsible (we knew that).

We have until the 16th of this month to provide any further information if we want this reviewed by the ombudsman.

I did have a feeling about this, and it doesn't help with the broker dissolved, although I am not leaving it there. Just shame its taken approx 2 years to come to this decision.

Sorry di,that's not good news,your going to wait on the ombudsman now eh,As you've said it's a shame it's taken them so long to tell you.

Re: Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

Please please guys and girls don't go to the extreme that this feller did in Watford, bombs can hurt and kill people and that does not solve anything.

But please do write to the CEO of your bank if you feel that your claim(s) are not being dealt with in a timely manner. But I really do understand the frustration of this guy because I know that the Co op have not been particularly co-operative in handling claims as I remember when peeps were claiming under hardship they got absolutely no responses whatsoever.

[Paul210]

Re: Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

As also posted over on my Hamilton thread.......


Just received email now and its not good news.

The Adjudicator have stated that he is unable to determine the relationship of the insurer to the broker, and of course we cannot make the lender responsible (we knew that).

We have until the 16th of this month to provide any further information if we want this reviewed by the ombudsman.

I did have a feeling about this, and it doesn't help with the broker dissolved, although I am not leaving it there. Just shame its taken approx 2 years to come to this decision.

have you considered pursuing HFC via court route, case law suggets lender is vicariously liable for actions of broker due to agency agreement (Wislon v Hurstanger Ltd [2007] EWCA Civ 299. This wasnt a ppi case but the precedent could easily be applied to a broker being induced by way of commision by the lender to breach their fiduciary duty to their client (you) in order to sell insurance.

Re: Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

It was the co-op bank. stand-off over now. I bet it wasn't a bomb; just a bag filled with his last worldly possessions after the bank re-po'd his house or something.

Re: Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

I'm sure he's a Barclays customer. Probably a Reserve Usage Fee rip-off that pushed him over the edge.
------------------------------- merged -------------------------------

Spoke to Egg again today, lady told me it will take "months rather than years" to handle my complaint. Last week another Eggployee told me it would be a matter of weeks

Thats because Egg are incompetant. I have a PPI claim fully adjuicated and for the past 5 months it has been the FOS trying to chase Egg to comply. Its maddening. The FOS say that Egg departments are not communicating with another.

[pompeyfaith]

Re: Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

Police in Watford are involved in a stand-off at a bank where a man claims to have a bomb strapped to his body (he want's his ppi now) ha ha

Police statement on sky news at 4pm

[stevesouth33]

Re: Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

I just got an adjudicator response on 4 complaints with HFC dating back to 1994. They have offered redress on one of them but are saying they have deleted the data pertaining to the others so cannot calculate redress. Unfortunately for them the three older loans all had data available last year when their call centre was able to give me it and I even included that in my complaint - loan value, ppi value, loan duration. So even with an outstanding complaint they still deleted it and the adjudicator is having none of it and is going at them with the position that they need to go on my numbers that they gave me and are included in the letter I sent them to which they issued their final response as not upheld, and then delted the data. She said there was going to be some further 'mediation' and she would be in a position to comment in full next week, but added that they were now being more co-operative.

It feels like even older loans are now well in-scope, but I fear for every piece of good news for one there may be bad news for another but we need to keep fighting and was really pleased with the adjudicators attitude today.

[di30]

Re: Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

As also posted over on my Hamilton thread.......


Just received email now and its not good news.

The Adjudicator have stated that he is unable to determine the relationship of the insurer to the broker, and of course we cannot make the lender responsible (we knew that).

We have until the 16th of this month to provide any further information if we want this reviewed by the ombudsman.

I did have a feeling about this, and it doesn't help with the broker dissolved, although I am not leaving it there. Just shame its taken approx 2 years to come to this decision.

[igglepiggle]

Re: Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

Spoke to Egg again today, lady told me it will take "months rather than years" to handle my complaint. Last week another Eggployee told me it would be a matter of weeks

[di30]

Re: Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

Nothing di yet?

Not up to now Cappo

[cappo]

Re: Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

That's a possibility PF, considering I was first told 2 weeks ago a letter was on its way, then to be told he was drafting and completing this last Friday, and of course for it to be checked by someone more senior as well.......hmmm maybe.

This below is the email received on the 16 of May, so that's 3 weeks or so then not 2.....

Dear Mr & Mrs *****

Thank you for your email.

The next update is due to be sent out to you late this week or early next week.

If you have any queries on receipt of this update, please do not hesitate to contact me.

Yours sincerely

M
Adjudicator | Financial Ombudsman Service
South Quay Plaza | 183 Marsh Wall | London | E14 9SR T: 020 796 40668 | F: 020 796 40669 |
E: m


AND EMAIL RECEIVED YESTERDAY (THE SAME POSTED ON MY HAMILTON THREAD).

Dear Mrs


I have no problems with sending the letter to you and your husband by email. The letter containing my opinion has been drafted and is currently being checked by a senior colleague before I send it out to you and Mr *****.

I will send it to you by email as soon as it has been checked and cleared to send.

Yours sincerely

M
Adjudicator | Financial Ombudsman Service
South Quay Plaza | 183 Marsh Wall | London |

Nothing di yet?

[di30]

Re: Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

I wonder if Hamilton's have contested the FOS decision before the letter to you was sent out and now there is further hold ups causing the adjudicator to run around like a headless chicken.

That's a possibility PF, considering I was first told 2 weeks ago a letter was on its way, then to be told he was drafting and completing this last Friday, and of course for it to be checked by someone more senior as well.......hmmm maybe.

This below is the email received on the 16 of May, so that's 3 weeks or so then not 2.....

Dear Mr & Mrs *****

Thank you for your email.

The next update is due to be sent out to you late this week or early next week.

If you have any queries on receipt of this update, please do not hesitate to contact me.

Yours sincerely

M
Adjudicator | Financial Ombudsman Service
South Quay Plaza | 183 Marsh Wall | London | E14 9SR T: 020 796 40668 | F: 020 796 40669 |
E: m


AND EMAIL RECEIVED YESTERDAY (THE SAME POSTED ON MY HAMILTON THREAD).

Dear Mrs


I have no problems with sending the letter to you and your husband by email. The letter containing my opinion has been drafted and is currently being checked by a senior colleague before I send it out to you and Mr *****.

I will send it to you by email as soon as it has been checked and cleared to send.

Yours sincerely

M
Adjudicator | Financial Ombudsman Service
South Quay Plaza | 183 Marsh Wall | London |

[cappo]

Re: Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

http://www.independent.co.uk/news/bu...l-2282085.html

[Leucareth1971]

Re: Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

Police in Watford are involved in a stand-off at a bank where a man claims to have a bomb strapped to his body (he want's his ppi now) ha ha

[pompeyfaith]

Re: Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

I wonder if Hamilton's have contested the FOS decision before the letter to you was sent out and now there is further hold ups causing the adjudicator to run around like a headless chicken.