Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

[debtisbad]

Re: Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

That's been my story with Egg. Except in my case the loan with the PPI was consolidated into a second loan with no PPI, but Egg had capitalised the PPI element in the first loan! So I've been paying for something I've derived no benefit from. FOS have told Egg to cough up but they are still refusing to pay out everything. FOS are like a wet paper bag - useless.
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Indeed, I can vouch for that. Also, what about the data on the CRAs? All those defaults and late payment markers for sums that are proved to be for the wrong amounts due to mis-sold PPI?

Exactly, those amounts include PPI payments, which if refunded means that the amounts being demanded by DCAs are also incorrect. Is this an example of demanding money that they are not entitled to? Should there be a redress for such demands?

[pompeyfaith]

Re: Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

Indeed, I can vouch for that. Also, what about the data on the CRAs? All those defaults and late payment markers for sums that are proved to be for the wrong amounts due to mis-sold PPI?

This is something I am working on myself now that my PPI Claim has been paid out and as the claim totalled more than what I owed them no markers should of been registered with the CRA's

As I say work in progress.

[SoapyBubbles]

Re: Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

Not many doormats being overloaded with letter yet it seems..

All gone quiet on here for last couple of days..

Next week or two hopefully will show some significant movements on these claims...

Its been a long battle but signs are, might have been worth the struggle

My thoughts exactly.

The banks missold the insurance.
The banks went to court over the missold insurance.
The banks used an unsanctioned hold during the Judicial Review.
The banks lost the Judicial Review.
The banks are still not playing ball after they've lost the Judicial Review.

NOT THE INNOCENT BLOODY CUSTOMERS!

We the customers have done absolutely nothing wrong and yet the banks, time and time again continue to walk all over us and treat us with complete and utter contempt and there really doesn't seem to be one thing we can do to ever change that......

[Angry Cat]

Re: Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

by Debt Star:
Indeed, I can vouch for that. Also, what about the data on the CRAs? All those defaults and late payment markers for sums that are proved to be for the wrong amounts due to mis-sold PPI?

Yes Debt Star,
many consumers have been treated most unfairly by the OC's, the debt buyers and the CRA's!

I myself, have been pursued relentlessly by a DCA for monies that I neither acknowledge nor owe. Incorrect data has been processed on my CRA credit files in relation to an alleged debt that is entirely made up of useless PPI premiums and interest that has accrued on same.

Just preparing my papers in order to enter the battle field, again...

Re: Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

mate of mine got something like that.. 10000 loan with abbey, 2500 ppi... he has paid about 14000 k so far but ran into trouble with loan.. they want total 18000 k by end of term.. if no ppi on it he would have paid it all by now..

That's been my story with Egg. Except in my case the loan with the PPI was consolidated into a second loan with no PPI, but Egg had capitalised the PPI element in the first loan! So I've been paying for something I've derived no benefit from. FOS have told Egg to cough up but they are still refusing to pay out everything. FOS are like a wet paper bag - useless.
------------------------------- merged -------------------------------

It has also been noted that DCA's are still pursuing consumers, whose alleged debts include mis-sold PPI!

Indeed, I can vouch for that. Also, what about the data on the CRAs? All those defaults and late payment markers for sums that are proved to be for the wrong amounts due to mis-sold PPI?

[mosten]

Re: Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

mate of mine got something like that.. 10000 loan with abbey, 2500 ppi... he has paid about 14000 k so far but ran into trouble with loan.. they want total 18000 k by end of term.. if no ppi on it he would have paid it all by now..

[Angry Cat]

Re: Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

It has also been noted that DCA's are still pursuing consumers, whose alleged debts include mis-sold PPI!

[mosten]

Re: Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

Not many doormats being overloaded with letter yet it seems..

All gone quiet on here for last couple of days..

Next week or two hopefully will show some significant movements on these claims...

Its been a long battle but signs are, might have been worth the struggle

[oorbrian]

Re: Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

and me!
I have self posted one on 1st June and will be interested to see if new one is settled before the old ones that have been with FOS since Dec10!

[di30]

Re: Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

Good luck from me too.

[debtisbad]

Re: Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

Good luck!

[dogtired]

Re: Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

Sent off forms obtained on line, two to Bank of Scotland one to Barclay Card!!
When I phoned Barclay the "customer assistant" did not appear to have any knowledge of the judements and directed me to the claims dept in Dublin who were equly unhelpful checked the web site and form was the same asl one I have so that is also now on its way!
Wish me luck and the same to every one else.
xxx
DT:doggieyes:

[tatty27]

Re: Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

Since May 8th i have heard nothing ,not even a bog standard " we will deal with in due course but there is a backlog"!

I have just called them again and have been told that claims are still on hold. Apparently they have got to reassess all of the claims that were on hold whilst they were waiting for the Judicial Review and it's outcome and that this process should take around 8 weeks.

I helpfully suggested that maybe they could have done that whilst the claims were on hold before the outcome and they were doing nothing or perhaps they didn't they think they'd lose.

The guy on the end of the phone laughed at me

[oorbrian]

Re: Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

Agree with the CMC rant! I am using one and wish i was not!
I phoned to ask about my 5 claims and they said i only had four. i found out which claim they had "lost" and fill it in and posted myself. Damn simple. Wish i knew a year ago what i know now thanks to legal beagle!

[EXC]

Re: Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

Thanks EXC for that..

http://www.fsa.gov.uk/pubs/policy/ps10_12.pdf

The section in appendix 2 of that handbook is fascinating , how they should work out the ppi redress etc .. never realised it was done that way..

Wonder if there are any spreadsheets available on line to calculate my redress if I ever get it to double check how they arrived at their figures..

Bet if people ever checked the offers via this document, they would find that bank have settled incorrectly...

Oddly enough I came across this outfit - kind of a claims management company but for banks - who are flogging a 'PPI Calculator' that calculates the amount of redress owed to a complainant at the press of a button.

I wonder if they filched it from Turbo?

PPI

PPI Calculator