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Cento Client Review ( CCR Claims ) Client connection Ltd

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  • Guest's Avatar
    Guest replied
    Re: Cento Client Review - BEWARE!!!

    Unfortunately my interview was not shown, but this is the blog from the BBC website.

    Ministry warns on debt write-offs


    By Brian Milligan
    Business reporter, BBC News


    Mr Sharrock says he paid a fee but received no service

    The Ministry of Justice has warned consumers about the dangers of trying to get debts written off.
    They say hundreds of claims management companies are charging large up-front fees, and making misleading claims about the chances of success.
    Steve Sharrock, an oil engineer from Manchester, received a phone call from one such company, out of the blue.
    They told him there was a 99.9% chance that they could get his credit card debts written off entirely.
    This was because the credit card companies may have made mistakes in the paperwork which would breach the Consumer Credit Act.
    'Con'
    But after paying an upfront fee of £275, Mr Sharrock never heard from the company again.
    "It's just a scam," he told the BBC.
    If there is a genuine issue about debt, the right thing is to talk to your lender first, not to find some other way of wiping your debt


    Kevin Rousell, Ministry of Justice

    "They're obviously only concerned about getting money off you as quickly as they can. It's a con."
    The company that approached Mr Sharrock wasn't licensed by the Ministry of Justice.
    But even amongst more legitimate claims companies, consumer groups say the assertions they make in their adverts are often misleading.
    Typically one company claims on its website that "80% of all credit agreements may be unenforceable".
    In other words, the chances of getting your debts written off are high.
    'Talk to lender'
    But the Citizens Advice Bureau believes such figures are completely unrealistic.
    Sue Edwards, the CAB's head of consumer policy, says the chances of getting any debts written off in this way are "probably quite slim."
    The Ministry of Justice has already issued two warnings about such claims. But with new companies springing up every week, the ministry is struggling to keep up with them.
    Kevin Rousell from the ministry suggests consumers should never pay any money up front, and they should find other ways of getting rid of debt
    "If there is a genuine issue about debt, the right thing is to talk to your lender first, not to find some other way of wiping your debt," he said.
    The Ministry now has a team of 34 enforcement officers in the Midlands, including five new recruits. Their job is to crack down on misleading claims, and, if necessary, remove operating licences.
    'Angry'
    But it isn't only people with credit card debt who are being targeted by the claims companies.
    Denise Silverstein, from north London, was surprised to receive a phone call in April, from a company offering to wipe her mortgage debt of £3,000. In fact she had paid off the mortgage some time ago.
    She was asked to pay £50 up front, but "found out at a later stage that they would take another 20%".
    She was also upset that she and her husband had been cold-called, on an ex-directory number.
    "I feel very angry," she added.

    A judge at Chester Crown Court has estimated that as many as 100,000 people may now be trying to get their debts written off via the courts. So even if some of them are eventually successful, it will take a long time for their cases to be proven.
    Last edited by Tools; 7th June 2009, 14:41:PM. Reason: highlighted tuttsis modesty ;)

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  • Jester
    replied
    Re: Cento Client Review - BEWARE!!!

    I've not had the chance to check out the rest of those addresses yet, but it seems from the Lord Matt website that somebody certainly has visited the Skewen address !!

    Hopefully, I will get a chance to nip over to Llangennech on the weekend and see what sits at the last address.

    Will keep you informed

    Leave a comment:


  • Guest's Avatar
    Guest replied
    Re: Cento Client Review - BEWARE!!!

    Here is the link to my BBC interview today, which will hopefully be shown on Saturday.

    http://www.legalbeagles.info/forums/...ad.php?t=17479

    Tuttsi

    Leave a comment:


  • grace
    replied
    Re: Cento Client Review - BEWARE!!!

    Hi wendy,

    thank you for your advice and support, i thought iwas busy!! you go girl.

    the thing is, i didnt have any idea about a problem with mortgage ppi or any problems with the halifax, untill this guy mentioned it today.

    I did however have a thought that i have somehow been over charged with a secured loan i took out with welcome finance.

    My partner and I had a £7,500 loan at end of 2006 in 2007 we applied to increase the loan by a further £7,500.

    They basically paid off the old loan at this point and put it al linto one new one, various insurance etc were added on.

    I called them a few months ago to find out what i would have to pay if iwanted to pay off the loan and they said the outstanding balance was £19,000.

    I understand there are interest charges to pay on money you borrow but have been paying £265 a month for at least 2 years. this seems steep to me !!! so, i think i may have been overcharged on the insurances, which they added as alump sum to the loan.
    I dont have the originalpaper work but have requested a copy from them.

    They said they can send info for this loan , but not the original one which was paid off (by them). ?? i dont know why.

    Do you think i could get any of this back or at least knocked off the total that i owe them??

    Thanks for the advice about cento i will steer clear.

    Grace
    ------------------------------- merged -------------------------------
    okay thanks.. i will do that
    Last edited by grace; 3rd June 2009, 14:16:PM. Reason: Automerged Doublepost

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  • Amethyst
    replied
    Re: Cento Client Review - BEWARE!!!

    Replied on welcome thread, saying pretty much the same as Wendy (without the shouting lol), Grace you probably want to use that thread as your thread now. New Member - cento client review?? - Legal Beagles .

    Leave a comment:


  • WendyB
    replied
    Re: Cento Client Review - BEWARE!!!

    Hi Grace and Welcome to Beagles.

    First off, I have to start by saying (please excuse the shouting but this is very important) DO NOT UNDER ANY CIRCUMSTANCES USE CENTRO (OR ANY OTHER CLAIMS MANAGEMENT COMPANY).

    Yes I know it can be quite daunting without legal knowledge, but the fact is, unless it gets really really complicated, you don't need to be an expert. in fact you find that you gather more and more knowledge as you get into it. There are loads of people here who will help you along the way. None of us had much knolwedge to start off with (well some more than others lol).

    As for the time aspect, you can do it at your own pace, you dictate the timescale (unless of course you have court cases or legal deadlines, which you would still have to attend anyway even if a CMC were managing for you).

    I also have a family, full time job, part time job, dogs cats a horse (and even a life pmsl) and I've managed to get stuff sorted, its not as time consuming as you may think.

    What's your financial position at the moment? Not being personal but it might be an idea for you to start your own thread and give us an idea of what's what, so we can start to help

    Wendy x

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  • grace
    replied
    Re: Cento Client Review

    Hi,
    I had a call today from centro client review. They wanted 149.99 to make ppi claims on my mortgage, welcome finance loan and any other cards etc i have had. they also mention the ministry of defence , 18 reasons i may have a claim and said i would need to be sent a pack and fill in a cca74 to give permission for them to access my details or documents needed from the companies we would reclaim from.
    I was told it would be on a no win no fee basis and pay 25% of what was reclaimed. They were calling from wales and said it would all be sorted out with in 90 days when i coompllete the cca74.


    centro claim review said they deal with up tp 15 things at the same time.

    I also had a call a couple of weeks ago from a similar company called claim back direct or something of the like, who wanted 100 pounds to do the same thing , but it was only for your mortgage or loan not all your finances.

    Do you think it would be a mistake to use this company?
    I understand you can do these things yourself but with little knowledge, understanding or time due to my young family it would be difficult to do myself.
    R there any decent and ligitimate companies who do this sort of work for you? if so what would be reaasonable for them to be charging?

    Any help or advice would be gratefully received

    Kindest Regards
    Grace (new user)

    Leave a comment:


  • Amethyst
    replied
    Re: Cento Client Review - BEWARE!!!

    Interesting post on MSE from someone purporting to work for ForbesDouglas

    Please may I as an officer of Forbes Douglas clarify, as a couple of correspondents have correctly already noted, that Forbes Douglas is a claims management company and not a firm of solicitors.
    I would also like to clarify that Forbes Douglas would never advise a client to stop paying their contracted loan payments. It would be wholely improper for us to give that advice as a Claims Management Company and such advise can only come from a law firm.

    Leave a comment:


  • Guest's Avatar
    Guest replied
    Re: Cento Client Review - BEWARE!!!

    Originally posted by righty View Post
    Tuttsi whilst I'm not suggesting the poster should stop paying just that of course the MOJ will tell them to keep paying - They'll tell them that even if they don't need to - They aren't expert in consumer law - as for Cento they clearly need to be investigated as to allege that solicitors will hold the funds is to mislead the consumer & frankly I would have been very surprised if any law firm would have been party to it

    I hear what you are saying and agree with you.

    The poster was not listening to other posters and was dead keen to go with this Cento plan. Now at least the poster will not now stop paying Northern Rock. The solicitor that Cento are saying that he would have to pay the money to is Forbes Douglas http://forbesdouglas.com/ and Cento are passing them off as Solicitors. This company are just claims specialists. I also accept that they will possibly pass this to solicitors if and when a claim has to be made. But in the meantime the poster will have got himself in a terrible jam with Northern Rock.

    Tuttsi

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  • righty
    replied
    Re: Cento Client Review - BEWARE!!!

    Tuttsi whilst I'm not suggesting the poster should stop paying just that of course the MOJ will tell them to keep paying - They'll tell them that even if they don't need to - They aren't expert in consumer law - as for Cento they clearly need to be investigated as to allege that solicitors will hold the funds is to mislead the consumer & frankly I would have been very surprised if any law firm would have been party to it

    Leave a comment:


  • enaid
    replied
    Re: Cento Client Review - BEWARE!!!

    Well we can only hope now that the poster informs all the right authorities about the advice he was given by these people and help stop it happening to others.

    Leave a comment:


  • Guest's Avatar
    Guest replied
    Re: Cento Client Review - BEWARE!!!

    Thank goodness the poster on MSE has now phoned the MOJ they have told him he must NOT stop paying Northern Rock as he will be in much bother as he would be in breach of his loan conditions and Northern Rock would ask for the treturn of the loan immediately.....

    Tuttsi

    Leave a comment:


  • Guest's Avatar
    Guest replied
    Re: Cento Client Review - BEWARE!!!

    Originally posted by Bizzimum
    Mine was May 2005. Does this support your idea?

    No it does'nt, but it could be that only the enquiries were stolen as most that have posted state they never took out a loan. So perhaps you will be safe.

    Tuttsi xx

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  • Guest's Avatar
    Guest replied
    Re: Cento Client Review - BEWARE!!!

    Originally posted by righty View Post
    Anyone know which solicitor they are referring to??
    From my conversation with them they told me that the Solicitors were Forbes Douglas.

    It then turns out that they are just claims specialist who then will appoint a solicitor to act. But Cento do tend to mis-lead when they say that Forbes Douglas are the Solicitors. I questioned them on this quite thoroughly before they unwillingly confirmed that in fact they were just brokers.

    We need to ask the poster on MSE who he was supposed to assign this money over to, because if it is Forbes Douglas as they told me they are definately not solicitors.

    Leave a comment:


  • Amethyst
    replied
    Re: Cento Client Review - BEWARE!!!

    I don't know who the solicitors are, or I don't recall anyway.

    I assume the thinking is (barr making money) is that if the cca doesn't come back or is unenforceable then the customer won't have to pay the creditor and cento will have hold of it if the cca turns up enforceable then they have a lump sum to pay the arrears (which interest shouldnt have been charged on).... i don't agree with it in the slightest and think its a dangerous path to follow, but i assume that is how they justify to their ''clients''

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