Robinson way - Santander overdraft

[nemesis45]

Re: Robinson way - Santander overdraft

Thank u ... Finger crossed

Yes!! Good Luck!!
The courts take a dim view of claimants that ignore
settlement offer and give no reason for so doing.
This should act in your favour.
If the mediation goes ahead give me a nudge and
I'll go through the procedure with you.

nem

[Slp]

Re: Robinson way - Santander overdraft

It's asking me do I want to make a counter claim do I tick yes or no? I'm not sure if this is a counter claim . Sorry

[nemesis45]

Re: Robinson way - Santander overdraft

No there is no counter claim.

nem

[Slp]

Re: Robinson way - Santander overdraft

All sent , thanks again for your help really appreciate it, sorry for being a pain

[nemesis45]

Re: Robinson way - Santander overdraft

All sent , thanks again for your help really appreciate it, sorry for being a pain

Always happy to help, never worry about asking questions here!!

nem

[Slp]

Re: Robinson way - Santander overdraft

Hi , I'm back lol, we have now received a email back regarding mediation , they want an hour telephone conversation, is there any advice u can give for when this happens? Is this just to try to agree on amount?

[Slp]

Re: Robinson way - Santander overdraft

Hi, bk again..... Ok so been given a courts date , 22 October as the other side couldn't do the dates that was offered for mediation. But yesterday I received the email attached..... I'm not happy with there offer, what should I do? Is this normal . Tia

[Kati]

Re: Robinson way - Santander overdraft

I believe [MENTION=37786]FlamingParrot[/MENTION] knows about consent orders xx

[nemesis45]

Re: Robinson way - Santander overdraft

Hi, bk again..... Ok so been given a courts date , 22 October as the other side couldn't do the dates that was offered for mediation. But yesterday I received the email attached..... I'm not happy with there offer, what should I do? Is this normal . Tia

Hi what are your feelings about the amount put forward and the instalments to be paid?

1. Is the amount they want you to agree to paying reasonable?

2. Are the suggested payments affordable?

3. Are the instalments sustainable for the foreseeable future?

You are not obliged to accept this and should not do so if points 2 or 3 result in a NO response.

Remember if you fail to meet the payments at any point the claimant Will seek summary judgement
at any point down the line.

You must be absolutely sure before agreeing to the consent order.

nem

[Slp]

Re: Robinson way - Santander overdraft

They haven't said what the instalments will be, they have only knocked £200 of an some of the amount includes the charges they have added on, I think considering the amount they would of paid for the debt they are asking to much. What would my chances be if I went to court do u think? Could we make this a lot worse?

[nemesis45]

Re: Robinson way - Santander overdraft

They haven't said what the instalments will be, they have only knocked £200 of an some of the amount includes the charges they have added on, I think considering the amount they would of paid for the debt they are asking to much. What would my chances be if I went to court do u think? Could we make this a lot worse?

Unfortunately the amount a debt purchaser pays for a debt has no relevance they are entitled to recover the full outstanding amount.
My personal feelings would be to decline the " offer " and let the judge decide what is fair and reasonable as I suspect you may well do
better this way.

nem

[Slp]

Re: Robinson way - Santander overdraft

This is what I was hoping to be honest, I know it's took time but we did contact them an they ignored , fingers crossed we have a nice judge lol, we will take our chances I think. Do I need to take any think to court? Not that I have much lol should I drop them an email, declining?

[Slp]

Re: Robinson way - Santander overdraft

I believe @FlamingParrot knows about consent orders xx

Thanks Katie X

[nemesis45]

Re: Robinson way - Santander overdraft

Thanks Katie X

Apologies for butting in!!

nem

[Slp]

Re: Robinson way - Santander overdraft

U haven't , u been helping lol