Robinson way - Santander overdraft

[Slp]

Re: Robinson way - Santander overdraft

So , send it to rw address with Ms Louise... name at the top
saying I'm willing to clear this account by the sum of £.....
Then stating your 3 points ?

and I'm not to mention the £400

how long should I wait for there reply?

Sorry what hat was the CRA?

Thank u nem

[Slp]

Re: Robinson way - Santander overdraft

So , send it to rw address with Ms Louise... name at the top
saying I'm willing to clear this account by the sum of £.....
Then stating your 3 points ?

and I'm not to mention the £400

how long should I wait for there reply?

Sorry what hat was the CRA?

Thank u nem

[Kati]

Re: Robinson way - Santander overdraft

CRA = Credit Reference Agency (I think)

Yes, you should send the letter to RW - either offering a 'settlement figure' or affordable monthly repayments (if you can do an income/expenditure sheet, it would be a good idea to include one)

I'm sure [MENTION=55034]nemesis45[/MENTION] will be back with more advice later too

K xx

[Slp]

Re: Robinson way - Santander overdraft

thanks again, i must sound like an idiot haha
it all confuses me......
ill start writing a letter - are they likely to refuse or is it in there interest to take what ever i offer
xx

[Kati]

Re: Robinson way - Santander overdraft

I couldn't tell you (:sorry but it's definitely worth a try xx

[nemesis45]

Re: Robinson way - Santander overdraft

Sorry been trying to sort out storm damage to greenhouses trees and fence, lost phone line in the storm.

I'll try and catch up with everything asap

Ne

[nemesis45]

Re: Robinson way - Santander overdraft

thanks again, i must sound like an idiot haha
it all confuses me......
ill start writing a letter - are they likely to refuse or is it in there interest to take what ever i offer
xx

Hi sorry for not getting back.

RW are already aware that £400.00 is on the table so as start the offer there, full & final settlements are a process of negotiation!
As said I doubt the person you spoke to had any authority to accept or reject any offer so I always say go to straight to the person with authority.

[Slp]

Re: Robinson way - Santander overdraft

thats great thank you, should i put the 3 points in the letter that u mentioned in earlier post? , how long should i give them to reply? because they dont seem very good at responding as i we need this of the credit report asap
thanks again

hope the storm never caused to much damage :/

[nemesis45]

Re: Robinson way - Santander overdraft

thats great thank you, should i put the 3 points in the letter that u mentioned in earlier post? , how long should i give them to reply? because they dont seem very good at responding as i we need this of the credit report asap
thanks again

hope the storm never caused to much damage :/

Thanks greenhouses damage>

Put all the points in the letter, do a draft and post here and we will check it for you.

nem

[Slp]

Re: Robinson way - Santander overdraft

Will do thank u

[Slp]

Re: Robinson way - Santander overdraft

hi ive done the letter , i dont know how to put it on so i have copied an pasted it would you mind letting me know, what i need to change and or if its ok? where do i put his ref? thanks u


His name,
address ,
date over here
Dear Ms Louise Schofield
The reason for writing is to make an offer to clear my debt, my offer is £400.
This offer is conditional upon the following:
1. Any remaining balance will not be sold or assigned for collection to any 3rd party.
2. Credit files are to be marked " settled" and the default marker removed.
3. If this offer is accepted payment as a gesture of good will and without acceptance of any liability will be made within 7 days of recipt of written acceptance of the offer and conditions under which it is made.


Yours Sincerely


Signature

[Slp]

Re: Robinson way - Santander overdraft

Hi I have done the letter, and copied an pasted on here, would u mind having a look please, i more then likely have gone wrong , where should i put his ref number? any advice would be great thanks Nem

(His name address and date is on the right hand side) Do i need to put there address on the actual letter

Dear Ms Louise Schofield

The reason for writing is to make an offer to clear my debt, my offer is £400.
This offer is conditional upon the following:
1. Any remaining balance will not be sold or assigned for collection to any 3rd party.
2. Credit files are to be marked " settled" and the default marker removed.
3. If this offer is accecpted payment as a gesture of good will and without acceptance of any liability will be made within 7 days of recipt of written acceptance of the offer and conditions under which it is made.


Yours Sinserly

[nemesis45]

Re: Robinson way - Santander overdraft

Hi I have done the letter, and copied an pasted on here, would u mind having a look please, i more then likely have gone wrong , where should i put his ref number? any advice would be great thanks Nem

(His name address and date is on the right hand side) Do i need to put there address on the actual letter

Dear Ms Louise Schofield
Ref: Alleged Debt:
Your Ref:
This is an offer of Full and Final Settlement to regarding the alleged debt, my offer is £400.
This offer is conditional upon the following:

1. Any remaining balance will not be sold or assigned for collection to any 3rd party.
2. Credit files are to be marked " settled" and the default marker removed.
3. If this offer is accecpted payment is made as a gesture of good will and without acceptance of any liability will be made within 7 days of recipt of written acceptance of the offer and conditions under which it is made.


Yours Sincerely

I added and amended for you.

nem

[Slp]

Re: Robinson way - Santander overdraft

Thanks so much , I will will let u know how it goes! How long do they usually take to reply? And can I hand write if I have to ? Might have a job getting it printed? I'm currently on maternity leave so may struggle with acces to printer
Stace

[nemesis45]

Re: Robinson way - Santander overdraft

Thanks so much , I will will let u know how it goes! How long do they usually take to reply? And can I hand write if I have to ? Might have a job getting it printed? I'm currently on maternity leave so may struggle with acces to printer
Stace

Probably 2 weeks + due to Bank Hols.

nem