Re: Blemain / Lancashire Mortgage Corporation Got problems? want to fight back read h
What blemain do to their customers (victims) is done to everyone who has a loan with blemain what I am thinking is a template defence when blemain are taking someone to court for repossession.
As an example of what I mean is if someone goes to court and says blemain have added £5,000 worth of charges to my account and that is unfair, or they paid a broker a secret commission, or they used monarch to threaten, harass and deceive me. Then the judge is going to say why is it unfair.
So it would go along the lines of section 140of CCA act says it is unfair because and also unfair because the UTCCR say this.
So we know what blemain are doing wrong, between us we know what rules and regulations they are braking so lets put it in a generic defence. The same principal as what people used to claim millions back in charges from banks.
We have all been screwed over so how are we going to deal with it ?
What rule /regulation / or case law would be best used to challenge blemain on the folowing points
1 unfair charge
2 using monarch
3 paying the broker
4 harassment
5 unfair lending (affordability checks)
All of the above are standard practices for blemain so a standard defence if good enough is all that is needed.
I think the best way is to right a challenge to any one of the above points as if you were going to use it in court.
I’m not willing to write this all myself, takes to much time and research, and to much responsibility, but I am willing to do my part if others join in.
So I will start this of
Blemain have added £5,000 of extra charges to my account this are made up of 40 phone call charges at £35 each, 40 letter charges at £35 each (and so on) and I believe these are unfair because
Please join in this, different points of view and opinion is what will make this a strong defence.
Wp
What blemain do to their customers (victims) is done to everyone who has a loan with blemain what I am thinking is a template defence when blemain are taking someone to court for repossession.
As an example of what I mean is if someone goes to court and says blemain have added £5,000 worth of charges to my account and that is unfair, or they paid a broker a secret commission, or they used monarch to threaten, harass and deceive me. Then the judge is going to say why is it unfair.
So it would go along the lines of section 140of CCA act says it is unfair because and also unfair because the UTCCR say this.
So we know what blemain are doing wrong, between us we know what rules and regulations they are braking so lets put it in a generic defence. The same principal as what people used to claim millions back in charges from banks.
We have all been screwed over so how are we going to deal with it ?
What rule /regulation / or case law would be best used to challenge blemain on the folowing points
1 unfair charge
2 using monarch
3 paying the broker
4 harassment
5 unfair lending (affordability checks)
All of the above are standard practices for blemain so a standard defence if good enough is all that is needed.
I think the best way is to right a challenge to any one of the above points as if you were going to use it in court.
I’m not willing to write this all myself, takes to much time and research, and to much responsibility, but I am willing to do my part if others join in.
So I will start this of
Blemain have added £5,000 of extra charges to my account this are made up of 40 phone call charges at £35 each, 40 letter charges at £35 each (and so on) and I believe these are unfair because
Please join in this, different points of view and opinion is what will make this a strong defence.
Wp
Comment