Motor Mile Finance Again

[Hurricane Puffrose]

Re: Motor Mile Finance Again

ty silva, thats saved me hours of digging.. was just about to report there is no registered company

OK, it would seem that Premier Car Credit is a trading style.. there a premier car services with companies house, but they are in Brighton and provide wedding cars, so they are innocent of all charges.


Googling Premier Car Credit leads me to Curtis Clarke LLP
curtis clarke llp are authorised and regulated by the financial services authority witton street, northwich, cheshire CW9 5LH
North-West England
Tel: 0800 408 0549
Website - None provided

which in turn leads to..

Name & Registered Office: MATTHEWS CLARKE FINANCIAL SERVICES LIMITED NO 1 ST SWITHINS STREET WORCESTER WR1 2PY Company No. 02149345

Status: Dissolved Date of Incorporation: 22/07/1987 Country of Origin: United Kingdom Company Type: Private Limited Company Nature of Business (SIC): 6601 - Life insurance/reinsurance Accounting Reference Date: 30/11 Last Accounts Made Up To: 30/11/2000 (FULL) Next Accounts Due: Last Return Made Up To: 22/02/2002 Next Return Due: Last Members List: 22/02/2002 Insolvency History Previous Names: 27/12/2000 CURTIS CLARKE FINANCIAL SERVICES LIMITED 11/06/1990 PERKINS CLARKE FINANCIAL SERVICES LIMITED 20/10/1987 FIGURESMART LIMITED and ends up with Dissolved Registration Registration Date: 22/07/1987 Registration Number: 02149345 Type: Private Limited Company Registered Address NO 1 ST SWITHINS STREET WORCESTER WR1 2PY Company Accounts Accounts category: FULL Latest Accounts made up to: 30/11/2000 Next Account due date: Accounts end date: 30th November Annual Returns Latest Return made up to: 22/02/2002 Next Return due date: Business Activities SIC classification:

[miliitant]

Re: Motor Mile Finance Again

Bingo thanks puff

[Celestine]

Re: Motor Mile Finance Again

Premier Car Credit - very interesting IF connected?
http://www.creditman.co.uk/uk/member...wsviewID=14785

[silvagod]

Re: Motor Mile Finance Again

They look to be the same people Celestine.

Traded from same address as Motor Car Credit as far as I can see. Doesn't explain why the documents show Motor Car and not Premier Credit given that the vehicle was bought 3 years after Premier was incorporated.

[Hurricane Puffrose]

Re: Motor Mile Finance Again

just discovered this (expletives removed)

this componey motor car credit is a blag. they tell u u get a nice car which has loads of millage on u get a 3 month warenty which is bull:censored:and when ur not happy with the car they fob u off and dont wont to know. i had a car of them i sent it back because it was not road worthy now ive got a bill of the welcome finace compony who motor car credit sold my finance to them for 8 grand when the car was only worth less than 1 grand now theve gone bust but theve started under a new name premier car credit. dont by anything from the address u see on old warrington rd norwich cheshire its the same old crowd and they need to be :censored::censored:

--------------------------------

All rates are correct from September 2011. Welcome Finance is a trading name of Welcome Financial Services Limited, which is authorised and regulated by the Financial Services Authority. Registered in England No. 133540. Registered Office: Kingston House, Centre 27 Business Park, Woodhead Rd, Birstall, Batley WF17 9TD

[Celestine]

Re: Motor Mile Finance Again

Ahhh what a surprise Mucky Hall and MotorMile picking up grubby, unenforceable debts. This whole case looks very very dodgy; which hopefully will assist your fiance.

[silvagod]

Re: Motor Mile Finance Again

Sounds like bad could be good then

If there's anything else I can be doing, please let me know.

[Hurricane Puffrose]

Re: Motor Mile Finance Again

Motor Car Credit have a distinctly not good google presence. Their only online review is very negative.

I wonder if they had a Consumer Credit Licence??

I'm on it

[Celestine]

Re: Motor Mile Finance Again

Well Mucky Hall have a reputation for scraping the very bottom of the barrel in terms of debt collection. Many of their 'debts' are statute barred, unenforceable etc etc.
They operate on a numbers game, send out thousands of BS threats and see if you get anyone scared enough to pay up.

Not sure if I've ever heard of a Mucky Hall case going anywhere near a court......anyone else know more?

[silvagod]

Re: Motor Mile Finance Again

Love the mo****r 'Mucky' Hall I've had the displeasure of their correspondence myself in the past and it never got past the letter sending stage. The debt had actually been satisfied prior to their letters!

So where do I stand with MMF at this juncture and are we investigating Motor Car Credit to nullify the initial deal?

Sorry for asking questions, I'm just trying to understand where you are all going with it!

[Hurricane Puffrose]

Re: Motor Mile Finance Again

sorry i know this seems weird but, I will ask Millitant to PM you some details, I'm sorry its a bit cloak and dagger atm, but lets just say, the OFT are aware.

I'm going to look in to what happens with the debt as both companies are now null and void, and how it has gotten bigger after repossesion.

[silvagod]

Re: Motor Mile Finance Again

No problem Puff. Thanks for your help so far!

[Celestine]

Re: Motor Mile Finance Again

Yes, I think we are definitely investigating the original debt with Motor Car Credit. Does your fiance have a copy of the agreement still? If so, could you anonymise it and scan it to post up.

Given that the original creditor has long gone and the circumstances look very strange, I would expect Motormile Finance to really struggle to enforce this debt.

A little extract from the MMF website

MMF is a debt purchase company.We specialise in buying distressed debt
and collecting it through our unique blend of experience and collections strategy.

Anyone who has received a communication should contact us immediately.
We always prefer to reach an amicable repayment agreement and you will
find our staff friendly and ready to listen.
Unlike other collectors, we always see matters through to the end.
This inevitably results in legal costs, charges or interest being added to the
debt figure.

[Celestine]

Re: Motor Mile Finance Again

Awww and look...Mackenzie Hall won a prize!!! Woohhoooo Well Done Mucky Hall :cheer2:


Mackenzie Hall wins Consumer Debt Collections Agency of The Year Award

Monday, 19th November 2012
Mackenzie Hall wins Consumer Debt Collections Agency of The Year Award
Leading debt collection agency (DCA) and specialist debt buyer, Mackenzie Hall Ltd is pleased to announce it has been awarded the Consumer DCA of The Year award at the 6^th Credit Today, Debt Collection Awards.
The Debt Collection Awards recognise the achievements of companies working in the collections industry and attracted a high calibre of entries this year.
The category was judged by a panel of experts using criteria including evidence of strong client and customer satisfaction, a responsible approach to debt collection, excellent financial results, employee development, innovation and technology. Mackenzie Hall's entry included a number of endorsements from their growing list of satisfied clients.
Owen James, Chief Executive at Mackenzie Hall said "To be recognised as the UK's leading Consumer DCA is a true reflection of the progress we have made during the last year. We are delighted to receive this award, which is a real credit to our entire team”.
The Credit Today, Debt Collection Awards took place on the 15^th November, 2012 at The Palace Hotel, Manchester.
Mackenzie Hall is a business of Portfolio Recovery Associates (PRA).

[silvagod]

Re: Motor Mile Finance Again

Does your fiance have a copy of the agreement still? If so, could you anonymise it and scan it to post up.

Given that the original creditor has long gone and the circumstances look very strange, I would expect Motormile Finance to really struggle to enforce this debt.

The only copy she has is the one provided by MMF. I'll try to get my scanner working tomorrow and see if I can scan in everything I have. (scanner doesn't like Win 7)