Final Notice Before Legal Action

[Amethyst]

Re: Final Notice Before Legal Action

They're acting as agent for minicredit and I presume Bank House will be their trading address rather than the registered office address I posted before.

Address TypeAddress CorrespondenceBank House, 7, St Johns Road, Harrow, Middlesex, HA1 2EE, United Kingdom Principal Place Of BusinessBank House, 7, St. Johns Road, HARROW, Middlesex, HA1 2EE, United Kingdom

[Delboy01]

Re: Final Notice Before Legal Action

I like the bit on their site "No Collection No Fee" lol.

[Delboy01]

Re: Final Notice Before Legal Action

Just an update, Well there isnt any. Havnt heard from the Court or Minicredit. How long can they keep me hanging on with this Court Action seems a bit unfair to say the least. Is there a time limit???

EDIT as still not received requested copy of Defence, decided to ring court, they now have copies and will send out. The lady said " What are you doing?? Defending all or admitting part?? cos you cant do both.

I replied "On the original AOS we ticked defend, when they requested a second AOS as they had missplaced the original we admitted part. 150 pounds over 3 months"

I also informed them that the original Statement of income and expendature is now out of date incorrect as we have last years water bill added to this years to pay as well as having to pay back some overpaid benefit. And as such will not be able to afford 150 pounds over 3 months anymore. Should I write to the court informing them of this????

EDIT EDIT Bear in mind Minicredit are claiming 9 pence per day "from the date of issue of the claim until judgement or earlier payment."

[Delboy01]

Re: Final Notice Before Legal Action

I replied "On the original AOS we ticked defend, when they requested a second AOS as they had missplaced the original we admitted part. 150 pounds over 3 months"

I also informed them that the original Statement of income and expendature is now out of date incorrect as we have last years water bill added to this years to pay as well as having to pay back some overpaid benefit. And as such will not be able to afford 150 pounds over 3 months anymore. Should I write to the court informing them of this????

EDIT EDIT Bear in mind Minicredit are claiming 9 pence per day "from the date of issue of the claim until judgement or earlier payment."

Anyone?? Should I write to the court to update income and expenditure details?? Ta

[Delboy01]

Re: Final Notice Before Legal Action

Bump !! still havnt heard anymore about this, can someone comment Ta .

[Delboy01]

Re: Final Notice Before Legal Action

Have received my copy of my defence back. Still need to know if I should resubmit an updated I and E form and advise we may not be able to manage our 150pounds over 3 month offer on the court form.

[Delboy01]

Re: Final Notice Before Legal Action

Monthly bump, still nothing from the court or MC. Want to force their hand.

[Delboy01]

Re: Final Notice Before Legal Action

Just to say, absolutely nothing happening still. If anyone wants to answer some of the above questions feel free