welcome finance help needed

[poochie]

Re: welcome finance help needed

Its just that by not taking payments from our account suddenly then it looks like we not wantin to pay which is untrue..... qwe always paid by direct debit but it has suddenly stopped and no one at their offices will discuss it with me and only try pass me to someone else then I get cut off...its all very strange to say the least.

Why have they stopped takin payments?.... They could suddenly take us to court for non payment and blame us for stoppin payment which I hope our bank can prove wasnt us stoppin payments but them doin it themselves...... Its just strange behaviour for money grabbin firm and its stressin me out now

I think I should write to fos to let them know about this again..... Maybe they can shed some light on it but I am worried about this now.

We have not had new offer since we refused last offer either which is strange.

Has anyone heard anythin more regardin this company

[thomascaelyn]

Re: welcome finance help needed

What you stated is exactly true and I do agree with you in this regard.

[thomascaelyn]

Re: welcome finance help needed

I don't really understand your problem to be honest...

[poochie]

Re: welcome finance help needed

Can anyone shed any light on wats happenin with welcome just now.
They are still not takin payments from us which I find very strange especially for welcome finance.... :tinysmile_cry_t:

[dogtired]

Re: welcome finance help needed

Only thing recently is that Cattles are to serve a lot of welcome staff with redundency notices.:tinysmile_cry_t:

[poochie]

Re: welcome finance help needed

has anyone heard anythin about welcome or cattles recently....thanx

[poochie]

Re: welcome finance help needed

sorry dogtired, I been unwell but doin fine now

We are currently waitin on new offer from them after sendin back the daft agreement they wanted us to sign.....
It basically took out ppi and we got offer of charges bein refunded but our payments only reduced by about £20 per month so we sent it back and told them to change it and add things into the agreement to make it more realistic and worth signing...... We sent fos a copy of it all and they say we should stick to our guns becausew elcome are using delay tactics and think we are of low inteligence not to spot a fake wen we see one etc.
I iwll let you know wen we hear anythin from them..... It is very strange tho because they have not taken payment from our account for 2 mths now despite me fonin to ask why....I get told someone will call me back but they never do and wen i try to make debit card payment they say it has to go to other dept and went hey try put me thru, I seem to get cut off.......VERY STRANGE .....They usually very quick to take payments

anyways, it has gone quiet about them in press recently but good luck with your claim dear and maybe in the not to distant future, we will be shot of them for good

[dogtired]

Re: welcome finance help needed

Hi Poochie how is it going.
Now rejected Welcomes "offer" and have now got to do a new coplaint via FOS.
They say they reject our claim that the acount is unenforeable but have not proved it.
FOS says we stand a reasoable cahnce but only time will tell.
Not seen anything in the press lately about these jokers but maybe somewone else on site has.
Just seenn that rumour has it that they will be history very soon (thought they already where!!)
Take care:tinysmile_aha_t:

[dogtired]

Re: welcome finance help needed

Good luck to you too

[poochie]

Re: welcome finance help needed

We still waitin for reply.... should take a while tho coz they never rush these things... they take their time to think up stupid things to hit us with and hope we dont have brains to see they still on fiddle....bunch of numpties....lol
Anyways please keep me updated on your case dear and good luck and hope it will be over soon for both of us

[dogtired]

Re: welcome finance help needed

Not sure if virgin has this but it is worth it!
They are just a bunch of halfwits awating a reply but do not hold out much hope.
Took some of my various bits to the local citizens advice and thye say the the "origanal" loan loks as if it has been paid off and as thye have, so far not sent any documnets for this address they do not have a leg to stand on.
They are well used to the tactics welcome use and do not know how they have kept in busness also told me that all firms that charge high interest are beng investigated by the office of fair trading something to do with the recent ads on tv from firms who charge 2.300% interest!
We will fight them on the beaches!

[poochie]

Re: welcome finance help needed

Does that work for virgin network as well tho coz we aint with bt but it worth checkin out....
We have letters from them offerin refunds of chrges etc but they aint applied them yet or sent refund.... they just make up other charges and claim its another dept causin the bother sendin letters without notin them on computers etc.... Must be great workin for welcome just now.....lol
We have 4 or 5 complaints with the fos and welcome sent us letter sayin our account is not in dispute because they are not part of the bankin group or somethin and thn they send us a dodgy offer for the dispute we are not in...... They have too many depts workin agaisnt each other and it causin confusion...It makes me mad they suin stallin tactics just now

Good luck with your case dear.... Hopefully we dont suffer this too much longer

[dogtired]

Re: welcome finance help needed

Looks like it Poochie. Did you see my post re phone calls? Discovered that i can "bar" them from caling us "Chose to refuse" (BT)
I have a wad of letter going back five years now and they as much as admitted mid last yeyar that it was unenforeceable but never got that in writing.

[poochie]

Re: welcome finance help needed

So I take it your at same stage with them dogtired?....
Lets hope we get better agreement to sign and full refund..... My letter wasnt polite to welcome and I do intend raisin court action if they dont get there butts in gear soon...this has gone on too long and its stallin tactics in my opinion...
Like the guy at fos says.... I have used them to try sort it all out amicably and welcome bein naughty and not doin things correctly so I may have better luck with a judge.....lol

[dogtired]

Re: welcome finance help needed

Nice man at fos told us the same posted the form with letter declining it on the grounds it is entirely different and does not take into account what we have paid to date.
Think they have lots of problems as he told me he was not allowoed to "comment" as they are supposed to be impartial.
Its good to know that someone elso is getting the run
around with these idiots.
good luck:tinysmile_cry_t: