Being very wary of CCA UE advice

[pompeyfaith]

Re: Being very wary of CCA UE advice

Furthermore I believe you would get a better outcome with a judge if they did start proceedings if you where straight and said look yes I do owe the debt but I am struggling for what ever reason and can we come to an agreement that is both fair to myself and the creditor.

I believe any judge would then request I&E sheets to set an amount that is affordable to you.

PF

[pompeyfaith]

Re: Being very wary of CCA UE advice

You are right in recent judgements that creditors are overcoming the barriers and most cca issues are now dead in the water.

I wish I realised this before going head first into court action with mbna.

To succeed on cca issues would need a cast iron case the usual enforceability issues and DN issues no longer work.

In my mind it is far better to mitigate a settlement than to litigate in a court room.

You would also save yourself a packet in costs which would be upwards of 6k
PF