Abbey bank charges

[judith]

Re: Abbey bank charges

hi
i am ready to go with it all now shall i pm you with the attachment (for your eyes only)
thanks
judy

[Amethyst]

Re: Abbey bank charges

aye go for your life

Well done

[judith]

Re: Abbey bank charges

i have just sent it to you
------------------------------- merged -------------------------------

aye go for your life

Well done

thanks ok, how do i satrt a thread ??? sad old me
judy

[judith]

Re: Abbey bank charges

Hi Judith

Regarding your hardship claim. Yes most definatley, if he is willing to speak with you over the phone regarding your claim, then this can only be good for you.. It means he is open to negotiations. (It worked for me and some other Abbey claimants on here who have successfully claimed under hardship) Bloomingflower v Abbey, Outspoken v Abbey, Tuttsi v Abbey etc..


First of all, when you receive the questionnaire, fill it out as best as you can, showing all your arrears and debts etc. (This is what I did ) Under the new waiver terms Abbey are obliged to look at hardship claims sympathetically, but are still not obliged to make any refunds. However, if you feel that you cannot cope with your situation and you want Abbey to look at your claim urgently then gather everything and anything regarding 'final demand 'letters that will prove and show you are behind with payments etc. You will need these to send direct to Ronan.


Abbey Head office..

Ronan Coyle
Abbey National House
2 Triton Square
regents park,
London
NW1 3AN


Bfxx

Hi
Do you have ronans phone number and email address very urgent many thanks
Judy

[Budgie]

Re: Abbey bank charges

This is Ronans number - 020 775 64398 email - ronan.coyle@ashurst.com

Hi Judy,

Amethyst is away for a couple of days but feel free to PM either Amy or myself if you need any assistance in the meeantime.

Have you sent off your letter and other bits and pieces ?

Budgie

[judith]

Re: Abbey bank charges

Hi Budgie
Many thanks yes it went off yesterday but i left the something so i had to send it later on in the day i will call him tomorrow just to let him know what i did
Will that be ok ??
Thanks
Judy

[Budgie]

Re: Abbey bank charges

Hi Budgie
Many thanks yes it went off yesterday but i left the something so i had to send it later on in the day i will call him tomorrow just to let him know what i did
Will that be ok ??
Thanks
Judy

I am sure that will be fine Judy.

It will be good for you to establish a contact with him over the phone as well.

He is apparantly quite a helpful chap, although always remember that he is doing a job for the Abbey and not for you !!!

Budgie

[scoobydoo]

Re: Abbey bank charges

Best of luck Judy - hope your claim goes through.

scooby

[righty]

Re: Abbey bank charges

I'm a little confused. You say you got a judgment against Abbey (albeit by default) but that Abbey stopped it!

Abbey can't 'stop' anything unless they applied to the court to have the judgment set-aside otherwise they should have paid you..... so please explain?

[Amy]

Re: Abbey bank charges

After she won judgement by default, Abbey applied for a stay and got it.

[righty]

Re: Abbey bank charges

After she won judgement by default, Abbey applied for a stay and got it.

Of course they did.

That'll teach me to read the WHOLE of the thread next time I open my mouth

Anyway pleased to see the amount of detailed help this person is getting. Certainly much more that they could expect otr

[judith]

Re: Abbey bank charges

After she won judgement by default, Abbey applied for a stay and got it.

hi amy
i have now been told by the bailiff that my case has been passed to someone else, and have just been told in writing that a van will be calling within the next 48 hours to take goods from my home ?? i have now also signed on and am waiting to hear back from them, with everything else that is going on i am so worried that they will get access to my house i alo have a van and a car on my driveway can you please advise me what to do now
many thanks
judy

[Amy]

Re: Abbey bank charges

I'll PM you.

[Guest]

Re: Abbey bank charges

hi amy
i have now been told by the bailiff that my case has been passed to someone else, and have just been told in writing that a van will be calling within the next 48 hours to take goods from my home ?? i have now also signed on and am waiting to hear back from them, with everything else that is going on i am so worried that they will get access to my house i alo have a van and a car on my driveway can you please advise me what to do now
many thanks
judy

For the avoidance of doubt, the law states that bailiffs collecting council tax have no power to force initial entry or break open an outer door if it is either locked or bolted. They must enter a property peacefully through an unlocked door or through an open window. They may not enter through a closed window, even if it is not locked. They cannot obtain a court order to gain entry and can only force entry if they have previously gained peaceful entry.

Given that they do not have a valid walking possession order and have never been granted peaceful entry to your house, they are powerless to take anything from your home.

However, send them this today, via fax if possible, but certainly via Recorded Delivery to arrive tomorrow.

Their Address

(Today's Date)

Dear Sir/Madam

TAKE NOTICE

That any further visit to the above property post (Today's Sate) by yourselves, your agents, or those otherwise acting on your behalf or upon your instructions, stating either verbally or in writing an intention, unlawfully or by force, or guile, (and other than by express invitation) to enter these premises and remove property in the absence of an Order for Walking Possession, will result in the arrest of the agent/person concerned for attempted burglary. Steal shall mean any removal or attempted removal, or intention to remove, any property in which you have no lawful Title or Property therein.

I reserve the right to produce a copy of this Notice to the Court in future proceedings.

Yours faithfully




(Your Name)

cc. East Northants District Council

In addition, you should print out and have ready to hand to them the following, should they attempt to levy distress on either of the vehicles on your drive. You may also want to move them, if possible, in order that they are not there should anyone call, although the letter is very likely more scare tactics than anything else.

With regard to the vehicles, certain goods are protected and cannot be seized by the bailiffs. The definition of protected goods for unpaid council tax is: - ‘such tools, books, vehicles and other items of equipment as are necessary to the debtor for use personally in his employment, business or vocation’ and ‘such clothing, bedding, furniture, household equipment and provisions as are necessary for satisfying the basic domestic needs of the debtor and his family’
Council Tax (Administration and Enforcement) Regulations 1992, Reg 45(1A)

If anyone should call, DO NOT LET THEM IN. They will lie, cajole and attempt to deceive you. You must not be taken in by any of this. They have no right of access to your house. Do not let them in to use the loo, use the telephone, or to get out of the cold. They will try anything and once they have gained peaceful access, they can break in at some point in the future. Do not sign anything that they might hand you, or put through your letterbox, you are not obliged to do this. Tell them, from an upstairs window, that they will not gain access to your property and that they must return the warrant to the council. Then tell them that they must leave or you will report them for the common law offence of trespass.

[righty]

Re: Abbey bank charges

I was about to post pretty much what Celtelco already has.

To reiterate what's been said DO NOT let them into your home under any circumstances & if at all possible don't open your front door (even a little) to speak to them as most bailiffs think that by putting their foot in the door they have obtained peaceful entry (they haven't) & will try to force a way past you

Remember bailiffs & unlicensed debt collectors rely on the debtor being ignorant of their rights & the law so don't be bullied YOU have the upper hand by simply refusing to speak to them you take control