Claim form

[Elvis]

Hi Had claim form for debt from Lowell there all back in 2013 but there saying 2016 there’s 3 accounts in total they brought but this is the first court letter for shop direct I have never had any correspondence from them but did now about it from default on credit report which I have argued to no avail
I have sent back response stating I don’t believe this is my debt and on Mon will ask Lowell for cca I believe that they have to produce to me is there any more I can do as this is an old debt what I had nothing to do with

[Elvis]

Am I asking shop direct for CCA or Lowell
And is the 32:14 request from there legal team asking for the default date

[Elvis]

Anyone ??

[echat11]

Ask Lowell's for it, make sure you get Proof of Postage.

The 31.14 letter is sent to their solicitors requesting all the documents they rely on to make the claim against you. So that's all the documents mentioned in their Particulars of Claim on the claim form. Make sure you get Proof of Postage.

[echat11]

Fill this in -

Received a claim? Yes/No:
Issue Date:
Have you Acknowledged the Claim?:
Total Amount Claimed : ( approximately please do NOT use EXACT figure given on the claim form, round up to next £100 or £1000)
Claimant’s Name:
Solicitors Firm:
Original Creditor:
Original Debt (eg. Credit card/Loan/Overdraft) :
Particulars of Claim: ( Please type out in full excluding names/account numbers/exact amounts ):
Is the debt Statute Barred (have you had any contact with the creditor or claimant over the last 6 years?):
List any letters you have sent (eg: CCA/ CPR ):
Any Other Information or Background Details:

[Elvis]

Received a claim? Yes/No:Yes

Issue Date:15/2/2022

Have you Acknowledged the Claim?:yes 16/2/2022

Total Amount Claimed : 1500

Claimant’s Name:Lowell

Solicitors Firm:overdales

Original Creditor:shop direct

Original Debt (eg. Credit card/Loan/Overdraft) :not sure

Particulars of Claim: ( Please type out in full excluding names/account numbers/exact amounts ):

Is the debt Statute Barred not sure (have you had any contact with the creditor or claimant over the last 6 years?):no

List any letters you have sent (eg: CCA/ CPR ):emailed Lowell solicitor and overdales for CCA will post tomorrow when I get postal order and I have emailed the 2 again for 31:14

Any Other Information or Background Details:It was debts from back in 2013/14 on a property I lived in there chasing this one and there’s 2 more defaults iv seen same people so waiting now for these to go to court I spouse

One thing I no is I never entered in to any contract so will be interesting to see what they come back with

[Elvis]

What cpr

[echat11]

What cpr

Civil Procedure Rules, these are the Rules you need to follow when making or defending a claim.

https://www.justice.gov.uk/courts/pr...es/civil/rules

A very good guide -

https://www.judiciary.uk/publication...-civil-221013/

[Elvis]

Particulars of claim
The claim is for the sum of xxxxxx
due by the defendant under an agreement regulated
by the consumer credit act 1974 for shop direct
account with account reference of xxxxx
The defendant failed to maintain contractual payments required by the agreement and a default notice was served under s.87(1) of the consumer credit act 1974 which has not been complied with
The debt was legally assigned to the claimant on 21-10-16 notice of which has been given to the defendant
The claim includes statutory interest under s.69 of the county courts act 1984 at a rate of 8% per annum from the date of assessment to the date of issue of these proceedings in the sun of xxx

[echat11]

Don't lose track of when you defence is due, make a note a couple of days before it's due.

[Elvis]

So from 15/2/2020 I have till 6/2/2022 ?
can I send a status barred letter to Lowell as surly this debt is,as this account was opened in December 2013
Updated on march 2017

[MIKE770]

claim issued so concentrate on that SB defence

[Elvis]

SB defence?

[MIKE770]

when you do your defence you will use the Statute barred card (if correct assumption) with in defence you have to submit later on,

[MIKE770]

Example Defence for use and amend to suit later