Primark

[Amethyst]

Nothing ... well you'll get another two letters ... then maybe another two from a 'debt collector'. The next one might be a discount offer...not very tempting when you owe them nothing. File the letters away xxx

[des8]

Nothing happens, except they will send a further letter .
You can read them in advance as per the link in post 10 above

[Mrs muck]

Thank you my nerves are shredded over this

[des8]

They are very good at pressurising their prey!

[Mrs muck]

Oh thank you so much I am just a bag of nerves it’s not doing my health any good i was trying to find a way of paying it but then I thought they have their goods back and no police involved so why should i . *Then my nerves were in tatters of the thought of somebody coming to my door and arresting me for not paying if that makes sense*

[des8]

i understand your fears, but rest assured there will be no doorstep visits and you will not be arrested

[Mrs muck]

Thank you so much

[Mrs muck]

I have now had another letter with a final settlement offer and they have threatened to pass it on to debt collector what do I do pay it or not I am living on my neves sorry to be a pain*

[des8]

You ignore it.
You are coming towards the end of the process.
They have failed to make you pay so threaten you with debt collectors.
1) there is no debt, just their imagination
2)debt collectors have no more power than the man in the moon.
They will write one or two letters threatening doorstep collections or more court action and then give up.