Hi - New Member - Help needed please

[Gromit]

Hi Legal Beagles

I am hoping you csn help me.
where should I post with regards to a Claim Form and letter from Lowell Solicitors and Lowell El Portfolio 1 Ltd (in the County Court Business Centre) for a debt I am almost certain is over 6 years old and is addressed to me In my married name though I am divorced 5 years.
Thanks in advance for any help.
Feeling worried
Gromit

[2222]

The wrong name makes no difference, I'm afraid.

plus see the post on here about ten year old CCJ.

[Amethyst]

5 Time limit for actions founded on simple contract.

An action founded on simple contract shall not be brought after the expiration of six years from the date on which the cause of action accrued.

It is possible the debt is between 5 and 6 years since default. Did you receive a letter before claim before you have received the claim form ?

If you could post in https://legalbeagles.info/forums/for...well-portfolio with these details please we'll give you a hand

Received a claim? Yes/No:
Issue Date:
Have you Acknowledged the Claim?:
Total Amount Claimed : ( approximately please do NOT use EXACT figure given on the claim form, round up to next £100 or £1000)
Claimant’s Name:
Solicitors Firm:
Original Creditor:
Original Debt (eg. Credit card/Loan/Overdraft) :
Particulars of Claim: ( Please type out in full excluding names/account numbers/exact amounts ):
Is the debt Statute Barred (have you had any contact with the creditor or claimant over the last 6 years?):
List any letters you have sent (eg: CCA/ CPR ):
Any Other Information or Background Details:

First step is to acknowledge the claim with intent to defend in full - just buys you some time for now while you find out more information - see Acknowledge Claim

[Gromit]

Hi Amytheat
Thank you so much for your response.
Apologies that I have not respond on before now but I've been wiped out with a sickness bug these last few days.
The Lowell letter says I need to respond to them by 16th Jan (which is tomorrow).
I have just gone online to acknowledge the claim but their site is down for maintenance!
I will try again a bit later.
I will post the other information on the forum where you suggested very shortly.
Thank you again.

[Amethyst]

Not highly informative on their Maintenance notice are they.
2019-01-15 12_12_06-Start.png
You might want to email them a copy of the acknowledgement and send in on paper, as back up.... just incase they don't get the site back up and running before 4pm if today is your last day. If emailing put the Subject as URGENT: ACKNOWLEDGEMENT OF SERVICE - CLAIM XXXXX - Lowell Portfolio v GROMIT and put a copy in the post as well. If you don't have a response pack with the claim form you can get it here https://assets.publishing.service.go...717/n9-eng.pdf



County Court Business Centre (CCBC):

ccbc@justice.gov.uk



Money Claim Online (MCOL):

0300 123 1057


Post

St. Katharine's House
21-27 St. Katharine's Street
Northampton
NN1 2LH

[Gromit]

Hi Amethyst

I have managed to get online and registered on MCOL
However I am not sure what to put in the "defence particulars" part of form.
Please help as I only have one hour (the site was down for maintenance today) to get this in
Many thanks in advance
G

[Amethyst]

You don't need a defence as yet - just acknowledge - you then have 33 days from the date of issue printed on the claim form to file a defence