I've received a county court claim

[Tookie]

I've received a county court claim for past with next, sold to a company called deby managers LTD.. restons are dealing with the claim. Is it to late to request the documents?

[jaguarsuk]

The answer to your question is no if it is that you have received a claim pack (blue claim form with response forms). If it's a General form of order or judgement the answer is still no and it's just a little more complicated.

Assuming it's a claim form firstly you need to acknowledge service and you should have a read of the First Steps.

Once you have read it post all the details back in this thread.

[Tookie]

Thank you for your advise Jaguarsuk... I followed all your above advise and debt managers LTD sent me the SAR
Restons has now taken the matter back to court.
I have to be honest I'm so stressed and worried about this now, I want to set up an affordable agreement with restons but have I left this to late now?
Thanks Again for your Advise

[Amethyst]

What's happened with the court between April and now ?

did you send CCA request / CPR request etc and acknowledge the claim as per the First Steps post that Jaguars linked you to? Then did you file a defence at all ?

Do you recognise the debt /account with Next ? Were default notice/assignment notice/ statements/agreements etc included in the SAR response ?

If you can give as much info as possible about where exactly things are at, we should be able to help you work out whether to try to settle or continuing defending the case.

[Tookie]

Thank you for your quick reply, I sent the CCA & CPR request in April and about a month ago I received a SAR from Next with a full listing of items bought from 2009, default notice issued ect.
I don't want to defend this any longer, my anxiety levels can't take it... I'm worried this will go to court.
I should have dealt with this before but like most things that cause stress in my life I put in away to be dealt with on another day. (stupid I Know) Now I've received another letter from the court.

[Amethyst]

Is the court letter a directions questionnaire and letter about allocation ? There is a part on that form to opt for mediation which Id return before negotiating anything.

At at the moment you have received documents from the original creditor only - nothing from the claimant? Any sign of the agreement ? Whilst the claimant is in default of your cca request they cannot enforce the judgement. So you can wait and see if they do produce the original agreement or you can try and use their non compliance so far as a negotiating point to get a decent settlement discount.

any agreement you come to you want in writing before you make payment - they may want a consent order if you are paying instalments which would keep the case on hold in court while you pay and be withdrawn once settled. If you failed on agreed payments they could go back to the court for judgment.

How much is the debt ?

[Tookie]

£1553.50 & £210 court charge
I've received a judgement for claiment 9/08/18
The SAR included notice of assignment dated 5/08/16 from Debt Managers LTD
products bought in 2008 & 2010
copy of agreement with my details printed but no signed documents
a letter from next to advise the debt has been sold

I can't see any questionnaire

[jaguarsuk]

I've received a judgement for claiment 9/08/18

You need to post a pic of this with personal details removed.

[Tookie]

I tried to upload the documents but I keep getting an error message

[Tookie]

20180814_105655.jpg
The dimension limits for this filetype are 800 x 1000. We were unable to resize your file so you will need to do so manually and upload it again. Your file is currently 3024 x 4032.
Unable to resize image. Your image of 3024 x 4032 exceeds the width and height resize limits of 2592 x 1944.

[jaguarsuk]

I tried to upload the documents but I keep getting an error message

Kati should be able to give you an email address to send it & then upload for you.

[Kati]

of course ... I should be able to sort it out for you. Email them to me (kati@legalbeaglesgroup.com) and I'll upload them. Just put a link to this thread or tell me your username in the email so I can find you xx

[Tookie]

Thanks Kati
I have sent these over two emails
subject Tookie

[Kati]

got them

[Kati]

and: