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Originally posted by atticus
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'Would take', I doubt they would dither on 'disconnection', I doubt they would let the OP carry on using services for another 9 months without payment. -
Well, we have been told the date of disconnection.Lawyer (solicitor) - retired from practice, now supervising solicitor in a university law clinic. I do not advise by private message.
Litigants in Person should download and read the Judiciary's handbook for litigants in person: https://www.judiciary.uk/wp-content/..._in_Person.pdfComment
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Has Overdales sent any proof with the letter? Something is wrong somewhere. Most of these utility companies destroy 'unnecessary' data, so they may not have it.Originally posted by atticus View PostComment
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Nothing else was sent with letter.
should I still send a statute barred letter? or send a subject Access Request first ?
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Send the Subject Access Request first. But I still believe your debt is statute barred.Originally posted by N1Y View PostComment
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I’ve received a reply from Vodafone. Last payment made was 9th March 2016. Should I have received and default dates with this letter?Comment
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I can't read the attachments, even increasing the size. I'll take your word for it.Originally posted by N1Y View Post
With the information they have sent to you, have they sent a copy of the Default Notice, or information regarding the date they defaulted you. That information might be on your credit file, if it is correct.Comment
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No information about defaults was sent.
looking at my credit report the default date was placed on 1st July 2017…15 months after the last payment.Comment
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We have a last payment date of - 9th March 2016Originally posted by N1Y View Post
We have a disconnection date of - 16th December 2016
We have a Default Date of - 1st July 2017
You need to go through their T & C's see what they say about 'defaults' before doing anything else. Internet Archive might be helpful.
https://archive.org/Comment
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SHORTCUTS
First Steps
Check dates
Income/Expenditure
Acknowledge Claim
CCA Request
CPR 31.14 Request
Subject Access Request Letter
Example Defence
Set Aside Application
Directions Questionnaire
If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.
NOTE: If you receive a court claim note these dates in your calendar ...
Acknowledge Claim - within 14 days from Service
Defend Claim - within 28 days from Service (IF you acknowledged in time)
If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.
We now feature a number of specialist consumer credit debt solicitors on our sister site, JustBeagle.com
If your case is over £10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.
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