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Lowell’s letter of claim

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  • Lowell’s letter of claim

    Hello
    I am new to the forum and hoping I could get some advise . I have received a 30 day letter of claim from Lowell’s for a shop direct debt. I haven’t responded to the claim yet but I have sent a cca request to Lowell’s. They responded with a recon credit agreement saying they intend to take it to court. The debt is from 2006. What is the best way to go forward?*
    Tags: None

  • #2
    Did you ask for any other documents in your reply to the letter of claim ?

    Is the recon agreement from the correct time and carry the correct information for the correct account?

    Any issues with the catalogue / amount being claimed etc ?
    #staysafestayhome

    Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.

    Received a Court Claim? Read >>>>> First Steps

    Comment


    • #3
      Hi thanks for the response, I haven’t replied to the 30 day claim so haven’t asked for any documents. The cca they have sent me has a date at the bottom of 25/05/06 and my account was opened on 13/06/06. They have also sent me a list of goods ordered and payments made.*

      Comment

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      SHORTCUTS


      First Steps
      Check dates
      Income/Expenditure
      Acknowledge Claim
      CCA Request
      CPR 31.14 Request
      Subject Access Request Letter
      Example Defence
      Set Aside Application
      Directions Questionnaire



      If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.





      NOTE: If you receive a court claim note these dates in your calendar ...
      Acknowledge Claim - within 14 days from Service

      Defend Claim - within 28 days from Service (IF you acknowledged in time)

      If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.




      We now feature a number of specialist consumer credit debt solicitors on our sister site, JustBeagle.com
      If your case is over £10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.
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