Court Claim - CABOT Financial (UK) Ltd/Mortimer Clarke Solicitors/Capital One

[KjGarly]

I don't think you need to - is it same as the one I linked you to - with interest rates etc on second page etc?

Yes same one, different rates obviously but the same.

[Amethyst]

Okay, so you can 'wait and see' and potentially defend any summary judgment/ lift the stay application made, or you can try and negotiate a reduced amount settlement to save them the trouble and costs of doing so. I think you want to avoid a CCJ, particularly as this would have fallen off your file now as it defaulted over 6 years ago. You could offer to settle out of court by instalments now if you wanted to.

[jaguarsuk]

Personally I would write to them and thank them for providing what they have, but that you note they have not provided a copy of the default notice or the notice of assignment for the alleged debt.

I wouldn't offer them anything until I know I'm banged to rights, but I'm stubborn like that and you should judge this based on your own position as it's ultimately you it will effect not me.

[KjGarly]

Personally I would write to them and thank them for providing what they have, but that you note they have not provided a copy of the default notice or the notice of assignment for the alleged debt.

I wouldn't offer them anything until I know I'm banged to rights, but I'm stubborn like that and you should judge this based on your own position as it's ultimately you it will effect not me.

Thank you both for your help and advice, I'll go Jaguar's route and see what reply I get back from Cabot over it. But just so I understand, doing that doesn't admit to the debt does it?

[jaguarsuk]

No, always refer to it as the "alleged debt" though to ensure.