Statute Barred in a year please help

[nemesis45]

Re: Statute Barred in a year please help

No not yet just had a letter from Cabot saying they will be in touch

OK

nem

[winner12]

Re: Statute Barred in a year please help

THanks nem
The account is pre 2007 so I gather the original needs to be supplied to ho to court I'm quite worried

[winner12]

Re: Statute Barred in a year please help

Just Bumping nemesis I'm really worried any words to calm the nerves from anyone would be much appreciated

[Kati]

Re: Statute Barred in a year please help

:bump: for [MENTION=55034]nemesis45[/MENTION] xx

[nemesis45]

Re: Statute Barred in a year please help

:bump: for @nemesis45 xx

Sorry for the delay in reply I lost access.
now back thanks to [MENTION=49370]Kati[/MENTION]

- - - Updated - - -

THanks nem
The account is pre 2007 so I gather the original needs to be supplied to ho to court I'm quite worried

Yes, they can ask a judge to " test " a recon agreement but I think from 2003 they'll struggle either way!

nem

[winner12]

Re: Statute Barred in a year please help

Thanks for the reply
I have tried to find the recon think it might of been a microfiche copy or words to tat effect

[nemesis45]

Re: Statute Barred in a year please help

Thanks for the reply
I have tried to find the recon think it might of been a microfiche copy or words to tat effect

OK it would help to see it Winner.

[winner12]

Re: Statute Barred in a year please help

Update
Been contacted today by MC solicitors on behalf of Cabot stating court proceedings will be issued last chance to make a payment contained a expenditure sheet not heard back yet front Cabot regard my CCA request what should I do now

[nemesis45]

Re: Statute Barred in a year please help

Update
Been contacted today by MC solicitors on behalf of Cabot stating court proceedings will be issued last chance to make a payment contained a expenditure sheet not heard back yet front Cabot regard my CCA request what should I do now

Hello Winner, no CCA no enforcement!

I'd send MC a terse note simply :

Sir ?madam,
Ref: use theirs.
I refer to your letter threatening court action and refer you to my request for information ( CCA Request ) dated xxxxx and CPR 31.14 request dated......'


Yours etc.

nem

[winner12]

Re: Statute Barred in a year please help

THanks for your quick reply
Will get a letter off ASAP

[winner12]

Re: Statute Barred in a year please help

Just posted my letter thanks nem and wanted to add on the back of the letter from MC at the bottom there is a reduced balance offer if I get in touch missed that yesterday when I originally read it so fingers crossed thing they are pushing there luck

[nemesis45]

Re: Statute Barred in a year please help

Just posted my letter thanks nem and wanted to add on the back of the letter from MC at the bottom there is a reduced balance offer if I get in touch missed that yesterday when I originally read it so fingers crossed thing they are pushing there luck

MC are always pushing discounts when they have no documentation to support the claim.
Always keep in mind that the claimant has to prove on the balance of probabilities that you owe the debt.
nem