Cabot - Shoosmith letters help

[Sandym23]

Hi looking for some advice on some letters I have from Cabot financial and shoosmiths asked for cca 3 years ago through my local citizens advice guy no response until now with the cca not sure what to do now thanks

[Amethyst]

Did you ask for the agreement after receiving a court claim or just debt collection letters ?

Do you know when you last paid or defaulted on the debt ?

What was the original debt, and how much approx ?*

[Sandym23]

Received court claim 3 years ago 3 months before statue barred asked for credit agreement n proof only sent me the stuff last week default notice agreement and default notice don’t no weather to set up payment plan agreement is in my name but signed by my known name don’t no if this matters or just clutching at straws here in Scotland also thanks for quick reply*

[Sandym23]

Shoosmith acting on behalf of Cabot and debt is 4800

[Amethyst]

Do you know the current status of the claim with the court ? The Scottish system is a little different to ours so I'm not sure whether the claim is put on hold or struck out when a claimant doesn't engage with the process.

[Gilloolyt]

Amethyst* *I’m his partner. When he got court forms through and date to attend. We challenged them for the cca. They got back saying they will put a short continuation to the court until they find the documents. So hence 3 years 9months later they have now came to us with the documents now threatening to continue court proceedings? We think it was a bit sneaky applying to the court 3 months before it would have been statute barred knowing fine well they didn’t have the correct evidence and it’s taken them this long.*

[ScottishSolicitor]

So has the case been sisted (sleeping) for over 3 years until now? If so it would be very interesting to see what documents have been produced because in my experience often it is nowhere near to being good enough.