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Help - this making me feel Suicidal

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  • #31
    Morning - You have received a list of transactions but not showing the monetary amounts? No that is not sufficient to evidence payments made in 2015, it only serves to confuse things further. You will need to ask Mortimer Clarke/Cabot to properly evidence these payments.
    "Although scalar fields are Lorentz scalars, they may transform nontrivially under other symmetries, such as flavour or isospin. For example, the pion is invariant under the restricted Lorentz group, but is an isospin triplet (meaning it transforms like a three component vector under the SU(2) isospin symmetry). Furthermore, it picks up a negative phase under parity inversion, so it transforms nontrivially under the full Lorentz group; such particles are called pseudoscalar rather than scalar. Most mesons are pseudoscalar particles." (finally explained to a captivated Celestine by Professor Brian Cox on Wednesday 27th June 2012 )

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    • #32
      How paid account paid from. By whom. Amount bank used dates etc. Ask all these

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      • #33
        Phantom payments come to mind

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        • #34
          Yes , thanks everyone , I will ask. Does seem like phantom payments but would they really stoop that low ? I felt it strange that the letter was supposedly from Vanquis with just my name on it and no address and was sent to me by Mortimer Clarke’s. These people really are a piece of work. I will contact them asking how the money was paid and by who and amounts. All seems fishy. Thanks so much for your advice. You guys keep me sane. Keep safe everyone and try and have a good weekend.

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          • #35
            Have you asked them for a SAR? And yes phantom payments are a regular occurrence with these companies - some are worse than others. When challenged and they magically disappear they try to blame computer errors - what they forget is that someone had to input it in first place, usually known as GIGO - garbage in, garbage out.

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            • #36
              Originally posted by ploddertom View Post
              Have you asked them for a SAR? And yes phantom payments are a regular occurrence with these companies - some are worse than others. When challenged and they magically disappear they try to blame computer errors - what they forget is that someone had to input it in first place, usually known as GIGO - garbage in, garbage out.
              Thanks I am drafting a letter for them now. Should I wait until I hear further from them and then go on the attack ? What’s a SAR ?

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              • #37
                I would serve a SAR - Subject Access RequestÂ*https://ico.org.uk/your-data-matters...-of-your-data/ - on both Mortimer Clark & Cabot to include copies of any and all information including phone calls. It doesn't cost you anything & they have 30 days to respond.

                I would head your request with an additional heading that says something similar to:
                Please Note: I do not acknowledge any debt owed to you or any other Company you may represent

                Post it a post office and ask for a free Certificate of Posting

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