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Lowell Solicitors / Three Mobile Court Claim

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  • #1

    Lowell Solicitors / Three Mobile Court Claim

    Hi,

    I am knew here so I hope someone can assist.

    About a week ago I got a court claim (from Northampton) from Lowell Solicitors for a debt with Three mobile. Long story short, but went through a nasty divorce, family mobile contract in my name, due to "hostilities" I stopped the contract, in the furore I forgot about it, but thought ex had taken the contracts over. Now Lowell have sent the matter to court and was wondering what I should do next? I have sent in the acknowledgement of service and stated intend to defend in full, however would be grateful for some words of advice regarding what I should do next please.

    I have no income so this is a bit of a nightmare to me!

    Hope someone can advise.

    Thanks
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  • #2
    Re: Lowell Solicitors / Three Mobile Court Claim

    Hi and Welcome

    Follow this guide to work your way through with the process to form your defence, unless the mobile contract was split between an airtime agreement and separate finance agreement for the handset there won't have been a CCA. Crack on with a CPR 31.14 request to the solicitors.

    Something else you can do is a Subject Access to information request to Three under the Data Protection Act 1998 and you can ask for everything they hold on you including letters, statements and notices. They have 40 days to comply, so it's unlikely you'll get it back before the deadline to send in your defence. However, it may turn up something useful for the next phase of proceedings.

    All you do is write them a letter and send a cheque/postal order with “DPA 1998 Stat Fee Payment ONLY” written somewhere on it. If you can do it today that's probably best and here is a guide which includes a template letter.
    COMPLETING AN N180 DIRECTIONS QUESTIONNAIRE (SMALL CLAIMS TRACK) GUIDE

    My posts here are based on my experience of a variety of life events. I have no formal legal training & if in doubt take professional legal advice or contact CAB. If you follow anything I write here you do so at your own risk & I accept no liability for any loss, costs or other outcomes.

    Private messages are disabled as help is only offered publicly. I do not come on here in the evening, at weekends or on public holidays.
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    • #3
      Re: Lowell Solicitors / Three Mobile Court Claim

      Hi Jaguarsuk,

      Thank you for your advice, it is really appreciated. It is great to know there are people out there to help!

      I have sent off the CPR request and await a reply.

      Should I be preparing a defence and if so what should it say?

      Many Thanks

      Comment

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      SHORTCUTS


      First Steps
      Check dates
      Income/Expenditure
      Acknowledge Claim
      CCA Request
      CPR 31.14 Request
      Subject Access Request Letter
      Example Defence
      Set Aside Application
      Directions Questionnaire



      If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.




      NOTE: If you receive a court claim note these dates in your calendar ...
      Acknowledge Claim - within 14 days from Service

      Defend Claim - within 28 days from Service (IF you acknowledged in time)

      If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.



      We now feature a number of specialist consumer credit debt solicitors on our sister site, JustBeagle.com
      If your case is over £10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.
      2 of 2 < >

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