PIXELMANIA COURT CLAIM THREAD

[pixelmania]

Re: PIXELMANIA COURT CLAIM THREAD

Yer I did that no problem. I now just need help with creating my defence for the court case.

[charitynjw]

Re: PIXELMANIA COURT CLAIM THREAD

Ok

Your defence is not required until Mon 13th Feb? (as previously posted), so no panic.
Best to hang fire until closer to the deadline.

[pixelmania]

Re: PIXELMANIA COURT CLAIM THREAD

Ok ill relax, just want to make sure if I have done everything. I still am awaiting for Vanquis to reply to me so ill update later this week if I have any more new.

[pixelmania]

Re: PIXELMANIA COURT CLAIM THREAD

Afternoon all,

Vanquis have got back to me but not with all the information they state the report does not cover the account statements which are £5 each.

The report covers the following

1) copy of account information
2) key of abbreviations
3) list of transactions and charges
4) copy of credit agreement and the associated terms and conditions

if there is anything that you want me to post please let me know.

thanks all.

[charitynjw]

Re: PIXELMANIA COURT CLAIM THREAD

Have you filed your defence?

[pixelmania]

Re: PIXELMANIA COURT CLAIM THREAD

I have acknowledged my claim but I have not done my defence did not realise it was due yesterday after seeing this post above.

I can see the threads at the top of the page about it but do I send this in the post once I have created my defence or do I post it online.

Still confuses me this whole process !

Cheers

[charitynjw]

Re: PIXELMANIA COURT CLAIM THREAD

You may be at risk of a default judgement.
Send your defence to court now, either via MCOL or via email.

[pixelmania]

Re: PIXELMANIA COURT CLAIM THREAD

I will send via MCOL now ! And email!

[pixelmania]

Re: PIXELMANIA COURT CLAIM THREAD

Ok sent my defence yesterday, do I just sit and await this to go to court or is there a next strp involved ?

[MIKE770]

Re: PIXELMANIA COURT CLAIM THREAD

IF YOU HAVE SENT OFF THE LETTERS DO NOT JUST WAIT FOR REPLIES, SOME TIMES THE CLAIMANT DOESN'T RESPOND - YOU MUST PUT IN A DEFENCE (or admission) WITH 28 DAYS OF RECEIVING THE CLAIM - PLEASE ASK ON THE FORUM


And people here will help guide you through the next steps.

NOTE: The defence date is 28 days from service (ie when you received the claim) or 33 days (which allows 5 days for service) from the issue date printed on the front of the claim form. You can work out the date HERE >>> http://www.timeanddate.com/date/dateadd.html

We now feature a number of specialist consumer credit debt solicitors on our sister site, lbcompare.co.uk- If your case is over £10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.

[pixelmania]

Re: PIXELMANIA COURT CLAIM THREAD

Hi mike I have done that as sent my claim to the court via email and have an acknowledgement from them. What I am wondering Is do I await a court date for this to go to court or do is there something I can do chase this up etc..

All this is still new to me but thanks for all the help!

[MIKE770]

Re: PIXELMANIA COURT CLAIM THREAD

they have 28 days to respond to defence - if they fail the court will stayed the claim? but you will not be told, so if no response after say 30 days ring the court a few days later and ask for case update i.e. they may say stayed, next proceeding if they respond is court forms be sent to you with question AQ we call them for you to fill out i.e. mediation questions etc,, so come back on here once you receive/or find out anything/?

[pixelmania]

Re: PIXELMANIA COURT CLAIM THREAD

So I have an email from the court saying they acknowledge me email and they have passed this on to lowells who have 28 days to reply.

ill keep everyone updated

Cheerds for the help so far.

[pixelmania]

Re: PIXELMANIA COURT CLAIM THREAD

Hi All just a quickl update so far. Today i have a letter from Lowell Solicitors looking like they have now passed the debt on to BPO Collections as i have failed to make arrangements to repay my account. BPO are one of there approved debt collection companies. Any correspondence should be referred to them with immediate effect.

What i don't understand is this is currently at the court stage?

Can anyone shed some light into why they would do this?

Thanks for the help

[MIKE770]

Re: PIXELMANIA COURT CLAIM THREAD

see what comes next - lowells are beyond a joke?