Help please, got a claim form and having a panic!!!!!

[Bounty]

Re: Help please, got a claim form and having a panic!!!!!

Could anyone help me with this please, worried as want it ready to send first thing Tuesday as I have a funeral to go to that day so want the worry of having it ready before

[charitynjw]

Re: Help please, got a claim form and having a panic!!!!!

Re the CPR 31.14 request, you can ask for:
The Default Notice
The Notice of Assignment
A copy of the regulated agreement at inception plus all documents referred to within it, any variations, & a signed statement of the account.

Btw, re date for defence.......don't worry about writing the actual date; just leave it at 'before filing my defence' or words to that effect.

[Bounty]

Re: Help please, got a claim form and having a panic!!!!!

I've sent my cca and cpr letters, do I need to do anything else now? Thanks in advance

[Amethyst]

Re: Help please, got a claim form and having a panic!!!!!

That's it for the moment, unless you get any replies / documents from the claimants then you will be wanted to file your defence around 18th Sept. ( little leaway as you have 33 days from 22nd August to put the defence ( or admission ) in to the court.

Just let us know soon as you receive any responses

[Bounty]

Re: Help please, got a claim form and having a panic!!!!!

thanks for your help, I really appreciate it

[Bounty]

Re: Help please, got a claim form and having a panic!!!!!

So far I've had 2 letters back from Lowell solicitors, 1 is a notice of claim issue and the other says

thank you for your correspondence received 31 August
we note the contents and write to advise you that we have requested a copy of the documents relating to your account from our client and will forward these upon receipt , please note this if for your information only.

we confirm we have recieved notification that your acknowledgement of service has been filed, providing you with an extension of 14 days to respond to the outstanding county court claim. Failure to respond to the outstanding claim may result in an application being made to the court to enter judgement against you in default.

is this normal and I still don't need to do anything until around 18th September ?

[MIKE770]

Re: Help please, got a claim form and having a panic!!!!!

one of their missive responses = stick to court procedure and court request

[Amethyst]

Re: Help please, got a claim form and having a panic!!!!!

Yes completely normal

[Bounty]

Re: Help please, got a claim form and having a panic!!!!!

I haven't yet recieved anything else back from Lowell, is there something else I need to send now??

Thanks again

[MIKE770]

Re: Help please, got a claim form and having a panic!!!!!

have you submitted your defence by to-day? I believe it is you stated.

[Amethyst]

Re: Help please, got a claim form and having a panic!!!!!

That's it for the moment, unless you get any replies / documents from the claimants then you will be wanted to file your defence around 18th Sept. ( little leaway as you have 33 days from 22nd August to put the defence ( or admission ) in to the court.

Just let us know soon as you receive any responses

So no copies of documents from the claimants? You have a couple days so start putting defence together - it will be pretty much standard - S.78 Consumer Credit Act ( as a catalogue account is running credit ) Do you want to have an adapt of the example defence and we can give it a once over so you can submit it tmw.

Defence Example

[Bounty]

Re: Help please, got a claim form and having a panic!!!!!

No I've received no documents from the claimants. I've typed my defence, I'm not sure on a few parts and have left out part 12, I would be very grateful if you could please look through this.

[Bounty]

Re: Help please, got a claim form and having a panic!!!!!

Attached picture

[MIKE770]

Re: Help please, got a claim form and having a panic!!!!!

Attached picture

Any chance of Rotating the document as I got a crick in the neck trying to read it also PDF be better!

[Bounty]

Re: Help please, got a claim form and having a panic!!!!!

Any chance of Rotating the document as I got a crick in the neck trying to read it also PDF be better!

Sorry lol, will try now.