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Reston/Arrow Global

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  • #31
    Re: Reston/Arrow Global

    Originally posted by charitynjw View Post
    The Reston's letter (which was not posted on this thread until after Di's above post) only makes reference to the CPR request for documents.
    Have you obtained proof of posting for both letters?
    No but I have the receipt for the postal order. I posted both the same day.
    I have received a letter from the court today to say that they have sent my intention to defend to Arrow and they have 28 days to respond.

    - - - Updated - - -

    Yes it just said. "I trust this clarifies" Then signed off.

    - - - Updated - - -

    That is the point. I really do not know. I think I had a Debs card a long time before 2007.
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    • #32
      Re: Reston/Arrow Global

      Originally posted by GSDgirl View Post
      I have received a letter from the court today to say that they have sent my intention to defend to Arrow and they have 28 days to respond.
      Are you certain that's what the court letter said?

      Once you file your AOS the next expected move is for you (Defendant) to file your Defence which is sent to the Claimant giving them 28 days to respond.

      You've not filed a Defence yet have you?

      (The court would also send any letters/Orders to the Claimant's solicitors Restons and not to Arrow.)

      Di
      • 1 thank

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      • #33
        Re: Reston/Arrow Global

        Originally posted by GSDgirl View Post
        No but I have the receipt for the postal order. I posted both the same day.
        I have received a letter from the court today to say that they have sent my intention to defend to Arrow and they have 28 days to respond.
        When you acknowledged the court claim, did you just tick the 'intend to defend' box, or did you state a defence? (ie add reasons for the defence)?

        - - - Updated - - -

        Yes it just said. "I trust this clarifies" Then signed off.

        - - - Updated - - -

        That is the point. I really do not know. I think I had a Debs card a long time before 2007.
        ####
        CAVEAT LECTOR

        This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)

        You and I do not see things as they are. We see things as we are.
        Cohen, Herb

        There is danger when a man throws his tongue into high gear before he
        gets his brain a-going.
        Phelps, C. C.

        "They couldn't hit an elephant at this distance!"
        The last words of John Sedgwick
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        • #34
          Re: Reston/Arrow Global

          I added reasons for the defence in a box.
          • 2 likes

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          • #35
            Re: Reston/Arrow Global

            Originally posted by GSDgirl View Post
            I added reasons for the defence in a box.
            Ah!

            Any chance of posting up the exact wording?
            CAVEAT LECTOR

            This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)

            You and I do not see things as they are. We see things as we are.
            Cohen, Herb

            There is danger when a man throws his tongue into high gear before he
            gets his brain a-going.
            Phelps, C. C.

            "They couldn't hit an elephant at this distance!"
            The last words of John Sedgwick
            • 1 thank

            Comment

            • #36
              Re: Reston/Arrow Global

              Originally posted by charitynjw View Post
              Ah!

              Any chance of posting up the exact wording?

              I cant get access to the MCOL. I kept it short and said that I do not recall this debt etc. At this point only Santander had been mentioned on the POC not Debehams. The number of the help desk is not in service apparently and cannot remember the password.
              • 1 thank

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              • #37
                Re: Reston/Arrow Global

                Originally posted by Diana M View Post
                Are you certain that's what the court letter said?

                Once you file your AOS the next expected move is for you (Defendant) to file your Defence which is sent to the Claimant giving them 28 days to respond.

                You've not filed a Defence yet have you?

                (The court would also send any letters/Orders to the Claimant's solicitors Restons and not to Arrow.)

                Di
                It would appear that the answer is yes, & close to a bare denial defence.

                Originally posted by GSDgirl View Post
                I cant get access to the MCOL. I kept it short and said that I do not recall this debt etc. At this point only Santander had been mentioned on the POC not Debehams. The number of the help desk is not in service apparently and cannot remember the password.
                CAVEAT LECTOR

                This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)

                You and I do not see things as they are. We see things as we are.
                Cohen, Herb

                There is danger when a man throws his tongue into high gear before he
                gets his brain a-going.
                Phelps, C. C.

                "They couldn't hit an elephant at this distance!"
                The last words of John Sedgwick
                • 2 likes

                Comment

                • #38
                  Re: Reston/Arrow Global

                  Originally posted by GSDgirl View Post
                  I kept it short and said that I do not recall this debt etc.
                  In order to overcome this obstacle the forum really needs to know the precise words you entered into the "Defence" section on the MCOL website.

                  What exactly did you say in the "etc" bit?

                  Di
                  • 2 likes

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                  • #39
                    Re: Reston/Arrow Global

                    Originally posted by Diana M View Post
                    In order to overcome this obstacle the forum really needs to know the precise words you entered into the "Defence" section on the MCOL website.

                    What exactly did you say in the "etc" bit?

                    Di
                    I cant remember tbh. I cant get onto the website and the helpsdesk is closed now until Monday. I will ring them then. I feel like such a plum now. I think I may have made a bad situation worse. I thought that it best not to admit to anything until I knew for sure what this was about.
                    • 1 thank

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                    • #40
                      Re: Reston/Arrow Global

                      Originally posted by Diana M View Post
                      In order to overcome this obstacle the forum really needs to know the precise words you entered into the "Defence" section on the MCOL website.

                      What exactly did you say in the "etc" bit?

                      Di
                      Originally posted by GSDgirl View Post
                      I cant remember tbh. I cant get onto the website and the helpsdesk is closed now until Monday. I will ring them then. I feel like such a plum now. I think I may have made a bad situation worse. I thought that it best not to admit to anything until I knew for sure what this was about.
                      No worries; you may be able to tweak the defence.
                      It would be an advantage to know what exactly your existing written defence is.
                      CAVEAT LECTOR

                      This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)

                      You and I do not see things as they are. We see things as we are.
                      Cohen, Herb

                      There is danger when a man throws his tongue into high gear before he
                      gets his brain a-going.
                      Phelps, C. C.

                      "They couldn't hit an elephant at this distance!"
                      The last words of John Sedgwick
                      • 1 thank

                      Comment

                      • #41
                        Re: Reston/Arrow Global

                        Originally posted by charitynjw View Post
                        No worries; you may be able to tweak the defence.
                        It would be an advantage to know what exactly your existing written defence is.
                        Will ring Monday to gain access and will copy and paste it up. I should have been more careful. I just thought I was just not admitting guilt; not submitting a defence. (ned to calm down and not do things in panic mode!)
                        • 1 thank

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                        • #42
                          Re: Reston/Arrow Global

                          I know from a friend's old Harrods card that Santander claim that the start date of their agreement is when they took over ( eg 2007 in your case ) when the original card was taken out much earlier.
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                          • #43
                            Re: Reston/Arrow Global

                            Originally posted by Diana M View Post
                            In order to overcome this obstacle the forum really needs to know the precise words you entered into the "Defence" section on the MCOL website.

                            What exactly did you say in the "etc" bit?

                            Di
                            Hi.
                            I havenow gained access to the claim... I hadn't realised it was a "defence" this is what I wrote in the box:
                            "I am unaware of this claim against me and seek further
                            clarification to the particulars of this and proof that this is
                            indeed justified. As far as I am aware I do not owe the claimant
                            money."
                            • 1 thank

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                            • #44
                              Re: Reston/Arrow Global

                              [QUOTE=GSDgirl;665054]Hi.
                              I havenow gained access to the claim... I hadn't realised it was a "defence" this is what I wrote in the box:
                              "I am unaware of this claim against me and seek further
                              clarification to the particulars of this and proof that this is
                              indeed justified. As far as I am aware I do not owe the claimant
                              money."

                              I just read this and thought that it may have come across rude as used "" around Defence. Not my intention sorry, I just used them as I just thought I was just giving a reason to not accept culpability. I should red things with more care.
                              • 1 thank

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                              • #45
                                Re: Reston/Arrow Global

                                tagging [MENTION=87380]Diana M[/MENTION] xx
                                Debt is like any other trap, easy enough to get into, but hard enough to get out of.

                                It doesn't matter where your journey begins, so long as you begin it...

                                recte agens confido

                                ~~~~~

                                Any advice I provide is given without liability, if you are unsure please seek professional legal guidance.

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                                But please include a link to your thread so I know who you are.

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