Just received a county court claim form from Lowell portfolio l Ltd . I used to a personal loan of provident (I know) back in 2007 and was paying it off until late 2008 . Stopped paying it and moved out of the property where I was paying the loan in 2010 moved a few times until now . And up and till late last year I hadn't heard a thing of Lowell portfolio or any other debt agency. Got a letter from Buchanan Clark & wells saying that the debt has been sold on to Lowell portfolio . And since then nearly every month Lowell sent me a letter saying on how to pay the debt ect ect until February .now today I received the county court claim forms . I've NOT spoken or acknowledged the debt since the last payment back in 2008 . Where do I stand ? Any help please . I ignored the letters from Lowell portfolio because I thought they were trying it on
County court claim form from lowell portfoilo
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Re: County court claim form from lowell portfoilo
Good evening, welcome to LB..
It would appear from what you say the alleged debt is statute barred.
No payment or written acknowledgment having been made in 6 clear years.
Have you acknowledged service of the claim? If not do so online following the instructions on the form. State intention to defend in full Do Not make any statement in defence at this stage.
You need to make a request ( template in the green box above) for a copy of the Provident agreement there is a £1 statutory fee to pay use a postal order marked for statutory fee only. send by signed for post the you can check delivery date and signature.
Next to BCW a request for the documents mentioned in the particulars of claim only made under the provisions of Civil Procedure Rule 31.14. (no fee). Template in the green box. Use signed for post.
If you can post a copy of the claim form (N1) here after removing all personal data and the claim No.
name
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Re: County court claim form from lowell portfoilo
You must acknowledge service of the claim, you can do it online the instructions are on the form, if you don't do this the claimant will be able to get judgment against you by default.Originally posted by Farny16 View PostHi thanks for the reply . I've not done any acknowledge
Get the other thing done asap.
nem
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Re: County court claim form from lowell portfoilo
Hi nemesis I'm in the process of acknowledging the claim but it states I must give a reason for defence . Also how can I upload a copy of the claim form . And where are the green boxes for the templates ?
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Re: County court claim form from lowell portfoilo
moved to the court claim forum ( with the green box
)
#staysafestayhome
Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.
Received a Court Claim? Read >>>>> First Steps
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Re: County court claim form from lowell portfoilo
Hello FarnyOriginally posted by Farny16 View PostHi nemesis I'm in the process of acknowledging the claim but it states I must give a reason for defence . Also how can I upload a copy of the claim form . And where are the green boxes for the templates ?
Which solicitor is handling this for Lowell?
I think perhaps we can stop this before it goes much further.
nem
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Hello FarnyOriginally posted by Farny16 View PostHi nemesis I'm in the process of acknowledging the claim but it states I must give a reason for defence . Also how can I upload a copy of the claim form . And where are the green boxes for the templates ?
Which solicitor is handling this for Lowell?
I think perhaps we can stop this before it goes much further.
nem
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Re: County court claim form from lowell portfoilo
of course
[MENTION=85948]Farny16[/MENTION] ... if you could email me a pic/scan of the letter(s) with a link to this thread or your username (see my signature for email address), I'll redact and post up for Nem to look at
xx
Debt is like any other trap, easy enough to get into, but hard enough to get out of.
It doesn't matter where your journey begins, so long as you begin it...
recte agens confido
~~~~~
Any advice I provide is given without liability, if you are unsure please seek professional legal guidance.
I can be emailed if you need my help loading pictures/documents to your thread. My email address is Kati@legalbeagles.info
But please include a link to your thread so I know who you are.
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Re: County court claim form from lowell portfoilo
Thank you Kati
nemxx
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Re: County court claim form from lowell portfoilo
....Attached FilesDebt is like any other trap, easy enough to get into, but hard enough to get out of.
It doesn't matter where your journey begins, so long as you begin it...
recte agens confido
~~~~~
Any advice I provide is given without liability, if you are unsure please seek professional legal guidance.
I can be emailed if you need my help loading pictures/documents to your thread. My email address is Kati@legalbeagles.info
But please include a link to your thread so I know who you are.
Specialist advice can be sought via our sister site JustBeagle
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