Restons Solicitors/ Cabot financial/ lloyds

[tazmansoor]

Hi people, would really value some help here as it seems I have made a miss step dealing with an Old account...

I received a letter from Restons solicitors on 04/12 threatening a court action (attachment 1) in response I sent a CCA request (signed for) - which was ignored.

on the 21/1/16 I received a CCJ claim form from the county court business center in Northampton (received on the 21/1/16 (attachment 2) I acknowledged the claim online on the 26/1 and sent a CPR letter recorded delivery to restons (attachment 3) I believe this is where I made the error - as I have mentioned default notice when there has been no mention of the default on the CCJ claim..

today I received attachment 4 back from restons..

please can someone help me out of this pickle, I am way out of my league here and would really appreciate some direction of how to handle this

thanks so much

[nemesis45]

Re: Restons Solicitors/ Cabot financial/ lloyds

Hi people, would really value some help here as it seems I have made a miss step dealing with an Old account...

I received a letter from Restons solicitors on 04/12 threatening a court action (attachment 1) in response I sent a CCA request (signed for) - which was ignored.

on the 21/1/16 I received a CCJ claim form from the county court business center in Northampton (received on the 21/1/16 (attachment 2) I acknowledged the claim online on the 26/1 and sent a CPR letter recorded delivery to restons (attachment 3) I believe this is where I made the error - as I have mentioned default notice when there has been no mention of the default on the CCJ claim..

today I received attachment 4 back from restons..

please can someone help me out of this pickle, I am way out of my league here and would really appreciate some direction of how to handle this

thanks so much

Standard replies Taz.

Remind me please is this in regard to a bank account?

I have to go off line now but will be back tomorrow am.

nem

[tazmansoor]

Re: Restons Solicitors/ Cabot financial/ lloyds

thanks Nemesis - this is with regards to a credit card account which defaulted in 2011 according to my credit file - although I have never received the default notice.

[nemesis45]

Re: Restons Solicitors/ Cabot financial/ lloyds

thanks Nemesis - this is with regards to a credit card account which defaulted in 2011 according to my credit file - although I have never received the default notice.

Hello Taz. responding to your PM.
Has there been a response to the CCA request from Cabot.
I see a response from Cabot re CPR 31.14 but no a CCA request.

nem

- - - Updated - - -

thanks Nemesis - this is with regards to a credit card account which defaulted in 2011 according to my credit file - although I have never received the default notice.

Hello Taz. responding to your PM.
Has there been a response to the CCA request from Cabot.
I see a response from Cabot re CPR 31.14 but no a CCA request.

nem

[tazmansoor]

Re: Restons Solicitors/ Cabot financial/ lloyds

Nemesis - nothing at all back from Cabot only the solicitors.

[nemesis45]

Re: Restons Solicitors/ Cabot financial/ lloyds

Nemesis - nothing at all back from Cabot only the solicitors.

You have sent a CCA request + £1 fee to Cabot???

nem

[tazmansoor]

Re: Restons Solicitors/ Cabot financial/ lloyds

yes indeedy - same day as I wrote to the solicitors. they signed for it on the 28/1/16

[nemesis45]

Re: Restons Solicitors/ Cabot financial/ lloyds

yes indeedy - same day as I wrote to the solicitors. they signed for it on the 28/1/16

That's good no agreement no enforcement until they have it.

Restons can huff & puff all they want, as long as you follow the court
process and directions keeping us up to date on developments we
should be OK!

Start having a look at some of the threads with defences so you get
an idea of content and format then we can get moving on that.

nem

[tazmansoor]

Re: Restons Solicitors/ Cabot financial/ lloyds

thanks nem, really appreciate the help here. I've had a look at plenty of threads - will give it a few more days to see if I hear from Cabot - if not ill draft a defense over the weekend. would you reply to the last restons letter in my situation? if so - what should I be requesting?

[nemesis45]

Re: Restons Solicitors/ Cabot financial/ lloyds

thanks nem, really appreciate the help here. I've had a look at plenty of threads - will give it a few more days to see if I hear from Cabot - if not ill draft a defense over the weekend. would you reply to the last restons letter in my situation? if so - what should I be requesting?

No Taz, Restons will stick to their templates!

It's a point that goes into the defence to show a judge just how cooperative they are!

nem

[charitynjw]

Re: Restons Solicitors/ Cabot financial/ lloyds

They are really getting very sparse with their POCs, aren't they?

How long will it be before we see "Gimme money!"?

[tazmansoor]

Re: Restons Solicitors/ Cabot financial/ lloyds

you guys are awesome, really in awe with how welcoming and helpful everyone seems to be - want to donate to the site in appreciation of the help so far - I don't suppose you would consider accepting Bitcoins as payment would you??

[nemesis45]

Re: Restons Solicitors/ Cabot financial/ lloyds

you guys are awesome, really in awe with how welcoming and helpful everyone seems to be - want to donate to the site in appreciation of the help so far - I don't suppose you would consider accepting Bitcoins as payment would you??

[MENTION=6]Amethyst[/MENTION] an inquiry for you nemx

[Amethyst]

Re: Restons Solicitors/ Cabot financial/ lloyds

ooo far too modern for me... paypal is about as up to date as we get