cabot court claim

[Aquarius23]

Re: cabot court claim

Hi, I've not received anything since they sent the signed agreement. I'm using my phone and have tried to screen shot and add it to the messages but it's not working.

[Aquarius23]

Re: cabot court claim

Please can someone help?!! I do not know how to upload the agreement

[nemesis45]

Re: cabot court claim

Please can someone help?!! I do not know how to upload the agreement

[MENTION=49370]Kati[/MENTION] can you helps please?:santa_wink: nem

[Kati]

Re: cabot court claim

Please can someone help?!! I do not know how to upload the agreement

@Kati can you helps please?:santa_wink: nem

Of course Nem
[MENTION=73900]Aquarius23[/MENTION] ... if you email it to me (kati@legalbeagles.info) I'll make sure it's fully redacted and upload it for you xx

[nemesis45]

Re: cabot court claim

Of course Nem
@Aquarius23 ... if you email it to me (kati@legalbeagles.info) I'll make sure it's fully redacted and upload it for you xx

Thank you Kat nemxx

[Aquarius23]

Re: cabot court claim

I've sent the agreement to your email Kati. Thankyou so much

[Kati]

Re: cabot court claim

Got it ... is this all you have received??

- - - Updated - - -

:bump: for [MENTION=55034]nemesis45[/MENTION] xx

[nemesis45]

Re: cabot court claim

Got it ... is this all you have received??

- - - Updated - - -

:bump: for @nemesis45 xx

Thank you [MENTION=49370]Kati[/MENTION] nemxx


Good morning Aquarius.

How was this d0cument described? As copy of the agreement or a reconstituted copy?
I echo [MENTION=49370]Kati[/MENTION] , is this all you have received?

nem

[Aquarius23]

Re: cabot court claim

Hi, so sorry for the late reply. It does not state either. The letter says please find enclosed all of the relevant information following your request for information under section (77-78) of consumer credit act.

We consider the agreement is now enforceable and therefore we are entitled to obtain a ccj against you. However, we would prefer that you work with us to set up a repayment plan to settle your outstanding balance.

Today I received a letter from shoosmiths.......

We write with reference to the above matter and further to our letter dated 22 December ( I never received this letter)

We are disappointed to note that we have yet to receive a response from you in respect of this matter.

As previously mentioned our client would like to bring the matter to a resolution at the earliest opportunity. Our client has previously conveyed a willingness to accept £xxx in full and final settlement.

I have not heard anything from the court??!

What should I do next ?

[nemesis45]

Re: cabot court claim

Hi, so sorry for the late reply. It does not state either. The letter says please find enclosed all of the relevant information following your request for information under section (77-78) of consumer credit act.

We consider the agreement is now enforceable and therefore we are entitled to obtain a ccj against you. However, we would prefer that you work with us to set up a repayment plan to settle your outstanding balance.

Today I received a letter from shoosmiths.......

We write with reference to the above matter and further to our letter dated 22 December ( I never received this letter)

We are disappointed to note that we have yet to receive a response from you in respect of this matter.

As previously mentioned our client would like to bring the matter to a resolution at the earliest opportunity. Our client has previously conveyed a willingness to accept £xxx in full and final settlement.

I have not heard anything from the court??!

What should I do next ?

Good morning Aquarius,

The "agreement" to my eye seems to be an application form and is " short " on terms and conditions.

I'm going to ask [MENTION=6]Amethyst[/MENTION] for an opinion on it.

nem

[Aquarius23]

Re: cabot court claim

Ok Nem. Thank you

[nemesis45]

Re: cabot court claim

Ok Nem. Thank you

I've tagged [MENTION=6]Amethyst[/MENTION] hopefully she will be along soon.

nem

[Amethyst]

Re: cabot court claim

Morning xx reading back...

[Amethyst]

Re: cabot court claim

It is a credit agreement and appears to be copy of the original. They have missed a bit though ( if you read these bits there should be another section called OTHER TERMS)

[Amethyst]

Re: cabot court claim

So you should reply to them and state they have failed to fully comply with your section 78 request and could they send you the other document referred to in the agreement so you may fully assess your position.

(1)The creditor under a regulated agreement for running-account credit, within the prescribed period after receiving a request in writing to that effect from the debtor and payment of a fee of [F1£1], shall give the debtor a copy of the executed agreement (if any) and of any other document referred to in it, together with a statement signed by or on behalf of the creditor showing, according to the information to which it is practicable for him to refer,—

(a)the state of the account, and

(b)the amount, if any currently payable under the agreement by the debtor to the creditor, and

(c)the amounts and due dates of any payments which, if the debtor does not draw further on the account, will later become payable under the agreement by the debtor to the creditor.

p.s. it doesn't matter if it is an application form or not, many agreements are application forms which are then executed on acceptance.