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Received CCJ Claim Form

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  • #76
    Re: Received CCJ Claim Form

    Hi Capquest has finally got back to me with my request for CCA which is just a credit agreement with my name address on it that's been printed out with no signatures on it whatsoever, that arrived this morning and I filed my defence like 31st May, is there anything that they can do now? as they didn't respond to my request in time also having this generic credit agreement?
    thank you

    Comment


    • #77
      Re: Received CCJ Claim Form

      redact it (remove personal name/address on a copy) and post up on here - sounds like a reconstruction of what it might have looked like?

      Comment


      • #78
        Re: Received CCJ Claim Form

        ok how do I do that? do I take a picture of it in my phone and then upload it?

        Comment


        • #79
          Re: Received CCJ Claim Form

          can do but send it to [MENTION=49370]Kati[/MENTION] she can redact it for you and post it

          Comment


          • #80
            Re: Received CCJ Claim Form

            If you have problems uploading, you could send them to our [MENTION=49370]Kati[/MENTION].

            I can be emailed if you need my help loading pictures/documents to your thread. My email address is
            kati@legalbeagles.info
            But please include a link to your thread so I know who you are.
            CAVEAT LECTOR

            This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)

            You and I do not see things as they are. We see things as we are.
            Cohen, Herb


            There is danger when a man throws his tongue into high gear before he
            gets his brain a-going.
            Phelps, C. C.


            "They couldn't hit an elephant at this distance!"
            The last words of John Sedgwick

            Comment


            • #81
              Re: Received CCJ Claim Form

              Originally posted by MIKE770 View Post
              can do but send it to @Kati she can redact it for you and post it
              Originally posted by charitynjw View Post
              If you have problems uploading, you could send them to our @Kati.

              I can be emailed if you need my help loading pictures/documents to your thread. My email address is
              kati@legalbeagles.info
              But please include a link to your thread so I know who you are.
              yep you can always email it to me [MENTION=73434]ralph1978[/MENTION] ... but try to include a link to this thread so I can find it easily xx
              Debt is like any other trap, easy enough to get into, but hard enough to get out of.

              It doesn't matter where your journey begins, so long as you begin it...

              recte agens confido

              ~~~~~

              Any advice I provide is given without liability, if you are unsure please seek professional legal guidance.

              I can be emailed if you need my help loading pictures/documents to your thread. My email address is Kati@legalbeagles.info
              But please include a link to your thread so I know who you are.

              Specialist advice can be sought via our sister site JustBeagle

              Comment


              • #82
                Re: Received CCJ Claim Form

                ok thank you I will do that

                Comment


                • #83
                  Re: Received CCJ Claim Form

                  ....
                  Attached Files
                  Debt is like any other trap, easy enough to get into, but hard enough to get out of.

                  It doesn't matter where your journey begins, so long as you begin it...

                  recte agens confido

                  ~~~~~

                  Any advice I provide is given without liability, if you are unsure please seek professional legal guidance.

                  I can be emailed if you need my help loading pictures/documents to your thread. My email address is Kati@legalbeagles.info
                  But please include a link to your thread so I know who you are.

                  Specialist advice can be sought via our sister site JustBeagle

                  Comment


                  • #84
                    Re: Received CCJ Claim Form

                    Thank you very much Kati

                    Comment


                    • #85
                      Re: Received CCJ Claim Form

                      Hi [MENTION=3599]MIKE770[/MENTION] what did you think of the CCA that was sent to me by Shop Direct?

                      Cheers

                      Comment


                      • #86
                        Hello I wonder if somebody could help me, I have just received a Notice of transfer of proceedings to my local court to have the stay lifted. The reason for this is that they 'Response believe that I do not have a realistic defence to the claim, and say I have no reasonable grounds for defending the claim. The claim was originally stayed because they couldnt' supply me with a signed credit agreement and also the debt is over 6 years old and statute barred. I' a bit unsure now on what to do about defending the claim at my local court do I just attend the hearing and tell them that the debt is statute barred?

                        Comment


                        • #87
                          tagging nemesis45 warwick65 Diana M
                          Debt is like any other trap, easy enough to get into, but hard enough to get out of.

                          It doesn't matter where your journey begins, so long as you begin it...

                          recte agens confido

                          ~~~~~

                          Any advice I provide is given without liability, if you are unsure please seek professional legal guidance.

                          I can be emailed if you need my help loading pictures/documents to your thread. My email address is Kati@legalbeagles.info
                          But please include a link to your thread so I know who you are.

                          Specialist advice can be sought via our sister site JustBeagle

                          Comment


                          • #88
                            Did you receive a copy of their application to lift the stay as well as a notice of transfer of proceedings ? Have you got a hearing date ? You will likely want to make submissions in response to the application.

                            Also the particulars of claim said the debt was with NEXT ? ( just read the first page of the thread )
                            Ahh okay going through further there are a few claims on this thread
                            Originally posted by Diana M
                            This new claim is for a Shop Direct account assigned to whom (Claimant) with Restons solicitors instructed?

                            The other claim on this thread is for a Shop Direct account assigned to Capquest (Claimant) with Drydens solicitors instructed.

                            There was another claim at the start of this thread but that appears to be currently stayed.
                            Which one is this for ? Restons / Capquest & Shop Direct account ?
                            #staysafestayhome

                            Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.

                            Received a Court Claim? Read >>>>> First Steps

                            Comment


                            • #89
                              Originally posted by ralph1978 View Post
                              I have just received a Notice of transfer of proceedings to my local court to have the stay lifted. The reason for this is that they 'Response believe that I do not have a realistic defence to the claim, and say I have no reasonable grounds for defending the claim. The claim was originally stayed because they couldnt' supply me with a signed credit agreement and also the debt is over 6 years old and statute barred.
                              From what you say this may be an Application for a Summary Judgment to strike out your Defence.

                              If the Application was only to lift the stay and continue with the proceedings then that could be dealt with by NCCBC and you would be sent a Directions Questionnaire to complete.

                              Call the court which sent you the Notice of Transfer (NCCBC or your local county court?) and ask them to clarify the situation.

                              It may be that the Claimant has made an Application for a SJ to be heard without a Hearing and not served you with a copy of their Application and Witness Statement. If so you need to see it and any evidence which they have now produced (if they have).

                              Di

                              Comment


                              • #90
                                Originally posted by ralph1978 View Post
                                Hello I wonder if somebody could help me, I have just received a Notice of transfer of proceedings to my local court to have the stay lifted. The reason for this is that they 'Response believe that I do not have a realistic defence to the claim, and say I have no reasonable grounds for defending the claim. The claim was originally stayed because they couldnt' supply me with a signed credit agreement and also the debt is over 6 years old and statute barred. I' a bit unsure now on what to do about defending the claim at my local court do I just attend the hearing and tell them that the debt is statute barred?
                                Hi,

                                Have you now received the agreement or a compliant reconstituted one?
                                When you say the alleged debt is over 6 years old, do you mean from the time the account
                                was defaulted/closed?
                                Statute Barred:- the relevant 6 year period may start at different points depending of the type of account.
                                The debt would have to be statute barred on or before the claim was issued, as the 6 year clock stops on the date
                                a claim is issued.

                                So please give us the history of the debt.

                                Account type.

                                Original Creditor.

                                Amount Claimed.

                                Default Date.

                                Please also type in the particulars of claim without account numbers and any personal info.
                                nem

                                Comment

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                                SHORTCUTS


                                First Steps
                                Check dates
                                Income/Expenditure
                                Acknowledge Claim
                                CCA Request
                                CPR 31.14 Request
                                Subject Access Request Letter
                                Example Defence
                                Set Aside Application
                                Directions Questionnaire



                                If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.





                                NOTE: If you receive a court claim note these dates in your calendar ...
                                Acknowledge Claim - within 14 days from Service

                                Defend Claim - within 28 days from Service (IF you acknowledged in time)

                                If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.




                                We now feature a number of specialist consumer credit debt solicitors on our sister site, JustBeagle.com
                                If your case is over £10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.
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