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Claim form received from Drydens re: Cabot- original creditor JD Williams

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  • #16
    Re: Claim form received from Drydens re: Cabot- original creditor JD Williams

    Its for an old JD WIlilams account, but I can't even locate any payments on my back account going back to 2008
    • 1 thank

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    • #17
      Re: Claim form received from Drydens re: Cabot- original creditor JD Williams

      Defence sent today

      Fingers crossed!

      Comment

      • #18
        Re: Claim form received from Drydens re: Cabot- original creditor JD Williams

        When will I expect to hear back from the court?

        Comment

        • #19
          Re: Claim form received from Drydens re: Cabot- original creditor JD Williams

          bump

          Comment

          • #20
            Re: Claim form received from Drydens re: Cabot- original creditor JD Williams

            Question answered - letter from court today acknowledging defence and that it has been sent to claimant - they have 28 days to respond (or negotiate?)

            Originally posted by mrcraig View Post
            Defence sent today

            Fingers crossed!

            Comment

            • #21
              Re: Claim form received from Drydens re: Cabot- original creditor JD Williams

              Sorry xxx Well done getting your defence in, you should hear within a week or so - you should get a letter saying the claimants has been sent your defence and will respond within 28days or the claim will be put on hold. So case of wait and see for a little bit now.
              #staysafestayhome

              Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.

              Received a Court Claim? Read >>>>> First Steps

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              • #22
                Re: Claim form received from Drydens re: Cabot- original creditor JD Williams

                If no payments since 2008 (assuming they were made prior to December), even if they come up with a compliant agreement (unlikely.....) you would still have statute barred as a robust defence to their claim.

                Comment

                • #23
                  Re: Claim form received from Drydens re: Cabot- original creditor JD Williams

                  Update

                  Received a letter from Cabot today (excerpt attched)

                  What happens now, presumably they will discontinue the case?
                  Attached Files
                  • 1 thank

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                  • #24
                    Re: Claim form received from Drydens re: Cabot- original creditor JD Williams

                    Originally posted by mrcraig View Post
                    Update

                    Received a letter from Cabot today (excerpt attched)

                    What happens now, presumably they will discontinue the case?
                    Just a standard template response to your CCA request, which doesn't mean anything really once they've issued proceedings. Also if your defence was, this doesn't alter that fact in any way. :thumb:

                    How long ago did you submit your defence? If they don't respond in 28 days, then the case will be stayed and you may wish to consider applying for strike out. :grin:

                    Comment

                    • #25
                      Re: Claim form received from Drydens re: Cabot- original creditor JD Williams

                      I've still not had anything from Cabot and also not heard anything from the court

                      Last correspondence from the court was to say that my defence was being passed to the creditor on 28th January and they had 28 days to respond

                      whats going on?

                      Comment

                      • #26
                        Re: Claim form received from Drydens re: Cabot- original creditor JD Williams

                        bump

                        Originally posted by mrcraig View Post
                        I've still not had anything from Cabot and also not heard anything from the court

                        Last correspondence from the court was to say that my defence was being passed to the creditor on 28th January and they had 28 days to respond

                        whats going on?

                        Comment

                        • #27
                          Re: Claim form received from Drydens re: Cabot- original creditor JD Williams

                          Telephone the court, the claim maybe stayed if Cabot have not filed with the court.

                          nem

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                          • #28
                            Re: Claim form received from Drydens re: Cabot- original creditor JD Williams

                            Today out of the blue more than 4 months since my defence was submitted, I've received a pack from Cabot with a reconstitued copy of the credit agreement (unsigned by me) and a full statement since the beginning of the account

                            What do I do now??
                            Last edited by mrcraig; 11th June 2015, 21:40:PM.
                            • 1 thank

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                            • #29
                              Re: Claim form received from Drydens re: Cabot- original creditor JD Williams

                              Originally posted by mrcraig View Post
                              Today out of the blue more than 4 months since my defence was submitted, I've received a pack from Cabot with a reconstitued copy of the credit agreement (unsigned by me) and a full statement since the beginning of the account

                              What do I do now??
                              Have they applied to lift the stay and proceed with the case?

                              Is there any chance you could remove your personal details and post up what you received? :typing:

                              Comment

                              • #30
                                Re: Claim form received from Drydens re: Cabot- original creditor JD Williams

                                I've heard nothing from the court or the solicitors since I filed my defence end of January

                                Theres a fair few sheets, its basically a credit agreement only signed by someone at JD Williams and a whole host of unbranded pages with what appears to be screen shots of the account transactions start to finish

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                                SHORTCUTS


                                First Steps
                                Check dates
                                Income/Expenditure
                                Acknowledge Claim
                                CCA Request
                                CPR 31.14 Request
                                Subject Access Request Letter
                                Example Defence
                                Set Aside Application
                                Directions Questionnaire



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                                NOTE: If you receive a court claim note these dates in your calendar ...
                                Acknowledge Claim - within 14 days from Service

                                Defend Claim - within 28 days from Service (IF you acknowledged in time)

                                If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.



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