Court Claim - capquest investments / capital one bank - 15-12-2014

[peter s]

Re: Court Claim - capquest investments / capital one bank - 15-12-2014

just rang them and it is stayed thankyou for your advice Anakat :tinysmile_grin_t:

[peter s]

Re: Court Claim - capquest investments / capital one bank - 15-12-2014

hi received this letter today
the agreement included is a poor copy hardly readable
and where it says my signature my name has been typed in ?
how do I stand with this please
also no default notice has been provided as I requested

[Amethyst]

Re: Court Claim - capquest investments / capital one bank - 15-12-2014

There is no requirement to have your signature on the copy agreement. Any chance you can upload a copy of the agreement ?

[peter s]

Re: Court Claim - capquest investments / capital one bank - 15-12-2014

here is the agreement they sent

[peter s]

Re: Court Claim - capquest investments / capital one bank - 15-12-2014

how do I stand please they say contact them or they will have the stay lifted and continue with court
also what about the default ?

[FlamingParrot]

Re: Court Claim - capquest investments / capital one bank - 15-12-2014

here is the agreement they sent

hi received this letter today
the agreement included is a poor copy hardly readable and where it says my signature my name has been typed in ?
how do I stand with this please also no default notice has been provided as I requested

I'm not able to read the text on that agreement, is your own copy as illegible as the one you've posted up?
The one thing I could see was 17/11/2011, was your credit card applied for at that time?

how do I stand please they say contact them or they will have the stay lifted and continue with court also what about the default ?

What was your defence? Was it based around the lack of documents? I see no mention of the default notice in their letter.

If your own copy is as illegible as the one I've seen, that certainly is an issue, they should supply you a legible copy. See this: http://www.legalbeagles.info/forums/...932#post396932


Is the date correct?

[peter s]

Re: Court Claim - capquest investments / capital one bank - 15-12-2014

I'm not able to read the text on that agreement, is your own copy as illegible as the one you've posted up?
The one thing I could see was 17/11/2011, was your credit card applied for at that time?


What was your defence? Was it based around the lack of documents? I see no mention of the default notice in their letter.

If your own copy is as illegible as the one I've seen, that certainly is an issue, they should supply you a legible copy. See this: http://www.legalbeagles.info/forums/...932#post396932


Is the date correct?

yes my own copy they sent is as illegible as that and I think that date is correct
yes my defence was based on lack of documents
and yes no mention of default notice in their letter but it was requested

[peter s]

Re: Court Claim - capquest investments / capital one bank - 15-12-2014

any advice on what I should do please

[FlamingParrot]

Re: Court Claim - capquest investments / capital one bank - 15-12-2014

yes my own copy they sent is as illegible as that and I think that date is correct
yes my defence was based on lack of documents
and yes no mention of default notice in their letter but it was requested

Did you open the account in 2011? Did you get a default notice when you stopped paying?

Even though you have received a copy of the alleged agreement, it fails on legibility. Otherwise there isn't much to argue with regards to prescribed terms, etc. as it's so recent (2011). If you have your own DN and it was non-compliant, it could also help.

Unless you are willing to settle with them, you'll just have to wait and see if they do apply to the court to lift the stay and move forward with the case. :clock:

[peter s]

Re: Court Claim - capquest investments / capital one bank - 15-12-2014

I have no copy of a default notice and do not remember ever getting one
yes account was opened in 2011
and I cant afford to settle I only work part time and struggle as it is