Court Claim - Arrow Global LTD / Sainsbury"s Bank - 10-10-2014

[Pluthero]

Re: Court Claim - Arrow Global LTD / Sainsbury"s Bank - 10-10-2014

I believe there are other problems to be addressed.
I think personally Erudio has failed its remit and is to say the least ineffectual.

Totally agree! Literally 1000s of posts about them on consumer websites!

Have heard there is something going on with erudio but remains to be seen what the outcome will be! If you hear anything let me know. Thanks

[nemesis45]

Re: Court Claim - Arrow Global LTD / Sainsbury"s Bank - 10-10-2014

Hopefully the conduct of this " consortium" will get some serious attention from the regulators!

nem

[christinez]

Re: Court Claim - Arrow Global LTD / Sainsbury"s Bank - 10-10-2014

Hi Amethyst,

I received the documents to strike out the claim from the court. They are stating the fee is £155? How should I word the response to Q10. What information will you be relying on, in support of your application? Should I say the evidence I have already submitted in response to their claim? Should I state that I want it dealt with without a hearing?

Any advise as always greatly appreciated.
Thanks in advance
Christine:beagle2222:

[Amethyst]

Re: Court Claim - Arrow Global LTD / Sainsbury"s Bank - 10-10-2014

Yes £155 is the fee for the application ( which is why it is worth writing to them in the first instance ) - you can apply for without a hearing which would be £50.

If you are on a low income or certain benefits you may be entitled to fee remission
ex160a-from-07-october-eng.pdf (PDF 301KB)

Do you think I could just go ahead and tell them that unless they respond within 7 days that I shall be putting in an application as they have already not responded to either myself or the court?

Did you do that?

[christinez]

Re: Court Claim - Arrow Global LTD / Sainsbury"s Bank - 10-10-2014

I have not contacted them again yet. I had a letter off them it states:

We refer to our previous letter dated 28/10/2014 and confirm we still await receipt of copy documentation from the originating creditor.

We acknowledge receipt of your request and wish to assure you that this has not been overlooked. Upon receipt of the relevant information, the same will be forwarded with immediate effect. The account will continue to be placed on hold pending the documentation.

Should you wish to discuss this matter with Arrow Global in the interim please contact us on the number below.

I shall email them back and tell them I am going to apply for the claim to be struck out seven days from the day I send it.

What information should I write in a letter to the court in the hope that I won't have to put in an application?
Regards
Christine:beagle2222:

[christinez]

Re: Court Claim - Arrow Global LTD / Sainsbury"s Bank - 10-10-2014

I have sent them an email giving them seven days to come up with the documents. I have stated thatI will then apply to the court to have it struck out.
Regards
Christine

[Amethyst]

Re: Court Claim - Arrow Global LTD / Sainsbury"s Bank - 10-10-2014

Okay that sounds fine, see what response you get from them then we can write to the court.

[beaconsman]

Re: Court Claim - Arrow Global LTD / Sainsbury"s Bank - 10-10-2014

Hi hope Im not butting in, I am just reading about other claims/cases for info...I am in the early stages of this process.

[christinez]

Re: Court Claim - Arrow Global LTD / Sainsbury"s Bank - 10-10-2014

Hi Amethyst,

I have received this via email this morning. The first letter is redacted and am I right in thinking that the agreement is state barred? How should I go about this now, with regards to the court?

[Amethyst]

Re: Court Claim - Arrow Global LTD / Sainsbury"s Bank - 10-10-2014

I've got the attachment, but have taken it off the thread as it has your details on it.

Could you give me the dates from the default notice (as you did blank them out ok lol)

I'll sort the cca and put it back up.

[christinez]

Re: Court Claim - Arrow Global LTD / Sainsbury"s Bank - 10-10-2014

That was actually as I received it off them....fishy!

I have emailed them back and asked for a copy that hasn't been redacted.
Regards
Christine

[Amethyst]

Re: Court Claim - Arrow Global LTD / Sainsbury"s Bank - 10-10-2014

attached CCA and DN

[Amethyst]

Re: Court Claim - Arrow Global LTD / Sainsbury"s Bank - 10-10-2014

That was actually as I received it off them....fishy!

I have emailed them back and asked for a copy that hasn't been redacted.
Regards
Christine

ahhhhh - so they've sent a ''template'' in essence - did they say anything about it in the covering letter?

When do you think the last payment/acknowledgement was?

[christinez]

Re: Court Claim - Arrow Global LTD / Sainsbury"s Bank - 10-10-2014

All they said is: Please find attached herewith:
Default Notice
Original agreement with Sainsbury's Bank, as requested.
An an apology that it has taken so long.

They obviously don't have the original Default as they didn't redact anything on the agreement. I would guess the last payment was some time around December 2009.

[Amethyst]

Re: Court Claim - Arrow Global LTD / Sainsbury"s Bank - 10-10-2014

Okay thank you.

Statute Barred is out.

That agreement - it states on it you have received, read and agreed to the Conditions of Use. There are no conditions of use with the agreement. And they form a part of it - so you should respond and ask for the Conditions of Use which form part of the agreement and question where the The IMPORTANT FINANCIAL INFORMATION comes from as it doesn't look like it goes with that agreement at all. Also ask for latest terms as varied and a signed statement of account to fulfil their obligations under the consumer credit act.


Your case is currently stayed in the court system isn't it ? Ah yes '' I have sent them an email giving them seven days to come up with the documents. I have stated thatI will then apply to the court to have it struck out.''