smith v llyods black horse and arrow global limited belveder

[smith]

hi county court claim dated 20 /2013 got it to day 23 /2013
els & cole solictors have issued the county court claim
sent cca to llyods black horse back in 2006
and stopped paying when nothing came back
the account should be time barred
all the time collecters sent letters i stated cca they backed off


we are on state benfits and i have health problems
the debt was in 2005 was paying debt mangment untill 206 then stoped paying them couldnt afford the payments
no lb letter was sent no default letter not sent
nor a credit agreement wasnt sent
no default letter

[mystery1]

Re: smith v llyods black horse and arrow global limited belveder

Well if it is as you say then it's SB.

What help do you need ? Are you sure it is SB? Are you sure they're not doing some jiggery pokery to get around SB ? (phantom payments)

M1

[smith]

Re: smith v llyods black horse and arrow global limited belveder

dont know but i know ive not payed any thing since sept 2006

[gravytrain]

Re: smith v llyods black horse and arrow global limited belveder

Can you copy the particulars of claim from the N1. Word for word.(leave out any personal details of course).

[smith]

Re: smith v llyods black horse and arrow global limited belveder

the debt was a loan from llyods black horse
i paid about £300 befor a debt mangment and with debt mangment about £300 program stoped paying them in sept 206 couldnt aford it
cca was sent nothing back so account was in dispute with charges
debt collecters had a lot of quoted cca they back off untill know not got a clue with the forms for county court to get it stayed or some thing there stateing £1442.26 with costs 1587.26 theres some sort of life insurance that they state what i was told i had to have to get the loan that was £500
this debt as been sold twice

[smith]

Re: smith v llyods black horse and arrow global limited belveder

claiment
adress for sending documents payments
particulars of the claim

[smith]

Re: smith v llyods black horse and arrow global limited belveder

Claimant
arrow global limited belveder
e 12 booth street manchester m2 4aw

address for sending payments
els & cole solicitors
5th floor maitland house
southend-on-sea
essex ss1 2js


particulars of claim

the claiments claim against the defendants miss xxxx
mr xxxx the sum of £1442.26 due under the following account xxxxxx
-1442.26 assigned to the claimant by lloyds black horse ltd notice of which has been provided to the defendant.


Signed william hall

in the northampton ccbc county court
issue date 20 march 2013

amount claimed 1442.26
court fee 65.00
solictors costs 80.00
total mount 1587


THE SAR WAS SENT TO LOYDS BLACK HORSE THE NEVER SENT ANY THING BACK

CLAIM FORM
RESPONSE PACK
ADMISSION SPECIFED AMOUNT
DEFENCE AND COUNTER CLAIM FORM SPECIFED AMOUNT

[gravytrain]

Re: smith v llyods black horse and arrow global limited belveder

Very sparse isn't it. Did you receive a notice of assignment as they say ?

[smith]

Re: smith v llyods black horse and arrow global limited belveder

No we never received notice of assignment or a default notice nor any letters from arrow or any contact from them we never receved any of of llyods black horse
think there useing court as a collection agancy

[smith]

Re: smith v llyods black horse and arrow global limited belveder

Solictor letter pending legal actio n

[smith]

Re: smith v llyods black horse and arrow global limited belveder

claimant
arrow global limited belveder
e 12 booth street manchester m2 4aw

address for sending payments
els & cole solicitors
5th floor maitland house
southend-on-sea
essex ss1 2js


particulars of claim

the claiments claim against the defendants miss xxxx
mr xxxx the sum of £1442.26 due under the following account xxxxxx
-1442.26 assigned to the claimant by lloyds black horse ltd notice of which has been provided to the defendant.


Signed william hall

in the northampton ccbc county court
issue date 20 march 2013

amount claimed 1442.26
court fee 65.00
solictors costs 80.00
total mount 1587


the sar was sent to loyds black horse the never sent any thing back

claim form
response pack
admission specifed amount
defence and counter claim form specifed amount

n1cpc claim form 06.12
n9b(cpc 04.06
n9cpc 04.06
n9a cpc 04.06
defo county court forms

[gravytrain]

Re: smith v llyods black horse and arrow global limited belveder

Sorry crossed post.

You need to respond within 14 days or they will obtain judgment by default.

[smith]

Re: smith v llyods black horse and arrow global limited belveder

N1 cpc claim form

n9 cpc response pack

n9a cpc form of admission

n9b cpc defence and counterclaim

and its stamped northampton county court

[gravytrain]

Re: smith v llyods black horse and arrow global limited belveder

Did you receive any advance notice of this claim, a "letter before action" ?

[smith]

Re: smith v llyods black horse and arrow global limited belveder

Did you receive any advance notice of this claim, a "letter before action" ?

no only there solictors letter pending legal action