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smith v llyods black horse and arrow global limited belveder

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  • smith
    replied
    Re: smith v llyods black horse and arrow global limited belveder

    Originally posted by FlamingParrot View Post
    What do you mean 'manufactured'? It would help Celestine if you explained to her why you think this is so. :confused2:
    i have sent celstine a pm regarding this flamingparrot

    no reply as yet
    .
    Last edited by smith; 21st May 2013, 23:25:PM.

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  • smith
    replied
    Re: smith v llyods black horse and arrow global limited belveder

    the agrement the amounts dont add up and in post 155 they state 1147 advanced

    in the agreement states intrest will be add daily but credited monthly but on top of agreement states a fixed loan

    monthly repayment from boxes c and g = 50.53 so

    50.53 x 36 =1819.08 but on othere in post 155 they state 1174 was advanced and the agreement no is sight diff on agreement state a N0 021903 and on black horse paper in post 155 states N0 021901
    Last edited by smith; Today at 12:50:PM.

    arrow state i owe on summons £1,587.26 states this on summons and the agreement

    Last edited by smith; 20th May 2013, 12:24:PM.

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  • smith
    replied
    Re: smith v llyods black horse and arrow global limited belveder

    Originally posted by Celestine View Post
    Well she didn't ring me back so I'll deal with her on Monday

    did you phone her celestine
    Last edited by smith; 20th May 2013, 11:33:AM.

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  • smith
    replied
    Re: smith v llyods black horse and arrow global limited belveder

    Originally posted by FlamingParrot View Post
    What do you mean 'manufactured'? It would help Celestine if you explained to her why you think this is so. :confused2:

    the agrement the amounts dont add up and in post 155 they state 1147 advanced

    in the agreement states intrest will be add daily but credited monthly but on top of agreement states a fixed loan

    monthly repayment from boxes c and g = 50.53 so

    50.53 x 36 =1819.08 but on othere in post 155 they state 1174 was advanced and the agreement no is sight diff on agreement state a 021903 and on black horse paper in post 155 states 021901
    Last edited by smith; 20th May 2013, 11:50:AM.

    Leave a comment:


  • FlamingParrot
    replied
    Re: smith v llyods black horse and arrow global limited belveder

    Originally posted by smith View Post
    after going over and over the credit agreement its been manufactured got the signs
    What do you mean 'manufactured'? It would help Celestine if you explained to her why you think this is so. :confused2:

    Leave a comment:


  • smith
    replied
    Re: smith v llyods black horse and arrow global limited belveder

    after going over and over the credit agreement its been manufactured got the signs

    Leave a comment:


  • Celestine
    replied
    Re: smith v llyods black horse and arrow global limited belveder

    Well she didn't ring me back so I'll deal with her on Monday

    Leave a comment:


  • smith
    replied
    Re: smith v llyods black horse and arrow global limited belveder

    thank you very much celestine
    after the chat with you they kept me on hold till 11.20
    had to re phone them she said she would talk with you
    so what will happen know

    Leave a comment:


  • smith
    replied
    Re: smith v llyods black horse and arrow global limited belveder

    ok look forward to your call about 10.00 and thanks

    Leave a comment:


  • Celestine
    replied
    Re: smith v llyods black horse and arrow global limited belveder

    Not straightaway, but we do need to negotiate a fair settlement tomorrow to be safe.

    Leave a comment:


  • smith
    replied
    Re: smith v llyods black horse and arrow global limited belveder

    so if i dont put any thing on defence they will get there ccj straig away on friday

    Leave a comment:


  • smith
    replied
    Re: smith v llyods black horse and arrow global limited belveder

    thanks i have pm you thanks

    Leave a comment:


  • Celestine
    replied
    Re: smith v llyods black horse and arrow global limited belveder

    Right:
    This is my honest assessment.

    The situation is very complex and confusing. Therefore any Judge is going to struggle too.

    PT looked at everything a little while back and thought you were on shaky territory.

    He is really ill at the moment and can't help out.

    I think you need to settle this. Which means negotiating.

    I DONT think you are at risk of Costs in court personally. It is small claims track and a modest amount of money. Also you are the defendant.

    I would honestly struggle to produce a decent defence.

    I'm happy to ring your creditor for you to try an d negotiate a better settlement if that helps.

    Lastly and most importantly, once the litigation is resolved, you need to recover the PPI etc from Lloyds, possibly even the charges too. Once recovered, perhaps they could be used to pay off the debt faster.

    Leave a comment:


  • Celestine
    replied
    Re: smith v llyods black horse and arrow global limited belveder

    Originally posted by smith View Post
    just got a court summons today from a diff company
    Can you start a new thread on that one? Type up the wording on the claim form. Hang in there x

    Leave a comment:


  • smith
    replied
    Re: smith v llyods black horse and arrow global limited belveder

    Originally posted by Celestine View Post
    Going to take a look tomorrow Smith, well done for the summary I asked for
    just got a court summons today from a diff company

    Leave a comment:

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