Shark Attack - Nat West - Shark

[Paradox]

Re: Shark Attack - Nat West - Shark

Hi Gayda.. Can you confirm that the "insurance" you mentioned above is indeed PPI?

If it is and IF you were indeed signed off sick from work with depression at the time of signing for this loan, that would make for a strong case for mis-selling of the PPI.

This would mean another £2655 less to pay, plus insurance.

[Paradox]

Re: Shark Attack - Nat West - Shark

Hi Cel, whats a CCA request. ????
xx

CCA Request:

Copy of the original signed agreement of the document which says you accept the terms of the loan under the Consumer Credit Act 1974.

Link here:

clicky

[Gayda]

Re: Shark Attack - Nat West - Shark

I really have no idea how many payments I made, however, my salary from the police went into that account and the loan was taken out in March 2005. I left my job in April 2006.

Bearing in mind that I was not at all together, I really did'nt take any notice of my finances at that time or indeed until long after the death of my father in the June of 2005.

I hasten to add that I did not go back to work and was signed off with the Doctor until I left the police in late April 2006.

Having moved to Dorset and now to Exmouth, I really don't know where all my statements are or even if I have destroyed them prior to moving to Dorset in 2006.

Sorry I dont wish to be a problem to you all. I am very grateful for all the help you maybe able to give me.

xx

[Gayda]

Re: Shark Attack - Nat West - Shark

Hiya As for the insurance, all I know is that I have contacted the Nat West insurance department and they have told me I have insurance cover. I have the forms back from the police and they have signed and dated both copies for unemployment and sickness. They have signed the form dates off from sickness to be 2 Feb 2005. So when I took this loan I was signed off by my doctor.

The two forms I have here are Loan Protector Accident and Sickness Claim form and Loan Protector Involuntary Unemployment Claim form.

However, having looked at the title of the second "involuntary" being the operative word. I resigned and left on 24 April 2006. But have not been able to find work since.

Regards
Gayda

[Gayda]

Re: Shark Attack - Nat West - Shark

No I do not have a copy of the original signed agreement only one which has Customer Copy stamped over it but with no signatures. All I have is a letter of confirmation of the loan dated 15 March 2005. Stating the loan has been fully approved.

[Nattie]

Re: Shark Attack - Nat West - Shark

From m

[Amethyst]

Re: Shark Attack - Nat West - Shark

dont be daft Gay you're not a problem at all.

Just need as much info as poss so we know where to head with this

Will be back with letters - probably saturday/sunday.

Dont worry over the weekend - we'll do the next step monday ok hun.

:hugsss:

[Gayda]

Re: Shark Attack - Nat West - Shark

Ok thanks Ame, However, might be on temp job from Monday with a bit of luck if not will log on during day and if not will log on in evening in the meantime should you need to as me anything I am quite happy to give you a contact number. What you think.

Gaydax

[Gayda]

Re: Shark Attack - Nat West - Shark

By the way has someone now called me Beagle puppy lol x

[Celestine]

Re: Shark Attack - Nat West - Shark

Awwww that means you now have your own basket and water bowl!

:kiss: we look after our pups over here!

Are you feeling any better about things now?

[Celestine]

Re: Shark Attack - Nat West - Shark

From m

Have you been eating those blue smarties again Nats?:whip::whip::whip:

[Amethyst]

Re: Shark Attack - Nat West - Shark

ooo I'm hopeless with phones lol - ask anyone - but yes thats a good idea....pm me your number - if you get some bizarre woman sounding weird mumbling about nothing ringing u up - then that'll be me

No seriously good idea - if we need any more info I'll give you a buzz (or ask Cel too - but then you'll be stuck on the phone for 8 hours cause she never shuts up)

[Gayda]

Re: Shark Attack - Nat West - Shark

A little bit better thank you. I like being beagle puppy, it feels all snuggly and warm. I was wondering Cel should I still send that doc off saying that I dispute all the claim. then leave it at that til something else is sorted?

What about National Debtline and the letter they are sending to me to post should I send that as well or not when it arrives.

pup
xxx

[Amethyst]

Re: Shark Attack - Nat West - Shark

Have you been eating those blue smarties again Nats?:whip::whip::whip:

errr don't ya know they all environmentally freindly (or E number free) now... have to get your kicks from panda pops these days

[Celestine]

Re: Shark Attack - Nat West - Shark

OI!!!!!!!!!

Cheeky beggar! Your mixing me up with another CE.......

But yes, Ame is very useless with phones! You need to come to one of our parties, she's far better in person!