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PRA confirmed account unenforceable yet are taking me to court

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  • PRA confirmed account unenforceable yet are taking me to court

    Good morning, would appreciate some advice please. Where do I stand if PRA have written to me multiple times confirming my account is unenforceable (following a CCA request) their correspondence states they cannot take me to court whilst my account is unenforceable and that they will inform me if the status changes. They have never informed me the status has changed (I raised a SAR and there is no correspondence stating this), yet they are taking me to court? Thankyou
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  • #2
    If they haven't issued formal court proceedings send them a copy of their previous correspondence and ask them what has changed.
    All opinions expressed are based on my personal experience. I am not a lawyer and do not hold any legal qualifications.

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    • #3
      They have issued court proceedings…I guess my question is whether they were obligated to inform me if the account status had changed from unenforceable to enforceable? And if so whether this is covered by any legislation or FCA rules etc? Thanks

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