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  • #16
    Ok thank you I have looked at post four do I have to print these forms out as I do not have a printer

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    • #17
      Originally posted by Anti View Post
      Ok thank you I have looked at post four do I have to print these forms out as I do not have a printer
      Email them providing you locate the correct email address and providing you get confirmation of receipt.

      Make sure you keep copies. It is very unlikely they will have CCA's for your account, but lets see what they send.

      Make sure you workout when your Defence is due, you need to be on top of this.

      Comment


      • #18
        Thank you the claim is dated the 16th of February so they say add on five days. So I have until the 7th of March to acknowledge online. So will it tell me online when I need too do the defence. Also do I send the emails to the solicitor that Lowell use which are now dealing with it. How will I get confirmation of receipt when sending a email.

        Comment


        • #19
          Sorry for all the questions do I have a good defence even though the last payment I made was in February 2018 to very. Which is less than six years ago.

          Comment


          • #20
            Originally posted by Anti View Post
            Thank you the claim is dated the 16th of February so they say add on five days. So I have until the 7th of March to acknowledge online. So will it tell me online when I need too do the defence. Also do I send the emails to the solicitor that Lowell use which are now dealing with it. How will I get confirmation of receipt when sending a email.
            a) Thank you the claim is dated the 16th of February so they say add on five days.

            If the claim is dated 16th February, you have 14 days.

            b) So I have until the 7th of March to acknowledge online.

            If you acknowledge it today, you still get 28 days from the date of the claim (plus 5 days postal)

            c) So will it tell me online when I need too do the defence.

            No, you need to work it out, (b) gives you the answer.

            d) Also do I send the emails to the solicitor that Lowell use which are now dealing with it. How will I get confirmation of receipt when sending a email

            You send it to the solicitors Lowell's are using, you need to make sure they've received it, normally you get an automated email of confirmation, if you don't call them to check.

            Comment


            • #21
              Originally posted by Anti View Post
              Sorry for all the questions do I have a good defence even though the last payment I made was in February 2018 to very. Which is less than six years ago.
              We won't know until they send the documents you are requesting to inspect.

              Comment


              • #22
                Ok thank you I will go on line tomorrow when I’m on my break at work. As can’t do it today as partner is with me and don’t want him to know. Also how do I send the £1 if I’m doing it through email.

                Comment


                • #23
                  CCA request through post with postal order get free proof of posting and keep copies of all on file. email is not safe unless you have receipt service and can copy.

                  Comment


                  • #24
                    I have no printer to print off the letters that I need too send .

                    Comment


                    • #25
                      Originally posted by Anti View Post
                      I have no printer to print off the letters that I need too send .
                      You could use a public library, they do have PC / printing 'facilities'. Just download your letters onto a UBS stick, if you have no library near you, in the alternative, call them, get them to send you a blank email, so you can respond to that email to make your requests. No printer, your options are limited.

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                      • #26
                        printers these days are a godsend and quite cheap

                        Comment


                        • #27
                          Originally posted by MIKE770 View Post
                          printers these days are a godsend and quite cheap
                          I don't think it's the cost, it's the reliability, basically they are designed to fail, take HP totally designed to fail, I hope to send it to the recycle centre, see if they can recycle it into a 'chair' or something useful.

                          Comment


                          • #28
                            by rhe way forgot to tell £100 from Currys for the epson sage, complaint still out standing. HP i got now godsend

                            Comment


                            • #29
                              Originally posted by MIKE770 View Post
                              by rhe way forgot to tell £100 from Currys for the epson sage, complaint still out standing. HP i got now godsend
                              Good result, making personal remarks about you on company documentation is 'outrageous'.

                              Comment


                              • #30
                                Morning just want to say I have got someone who is going to print the forms for me today. So as the red and green bits will be removed can I hand write the address in and sign it hand written. Also can you have 2 defaults on your credit report for the same debt. As I had one on from shop direct and then one from Lowell. The shop direct one came off last year. Can they come off before six years.

                                Comment

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                                SHORTCUTS


                                First Steps
                                Check dates
                                Income/Expenditure
                                Acknowledge Claim
                                CCA Request
                                CPR 31.14 Request
                                Subject Access Request Letter
                                Example Defence
                                Set Aside Application
                                Directions Questionnaire



                                If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.





                                NOTE: If you receive a court claim note these dates in your calendar ...
                                Acknowledge Claim - within 14 days from Service

                                Defend Claim - within 28 days from Service (IF you acknowledged in time)

                                If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.




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                                If your case is over £10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.
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