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off the phone! phew..
Kind of successful..
Judge awarded the CC and associated court fees etc that i have to pay
Both Shop Direct accounts not enough evidence (default notice)
They tried to get a fee for time taken but was refused.
Judge was really good the questions were hard at times and I didn't really know what to say
What happens now i take it 28 days to pay what i need to pay?
But what happens with the Shop Direct now?Comment
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Not so daunting then.Originally posted by patters1978 View Post
It could have been worse. Hopefully you can pay up soon to avoid the CCJ going on your credit file.Comment
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Yay good result!! Well done to you!
Sounds fair overall, they do seem to get away with lumping claims together.
They would have to bring a totally new claim against you for the SD accounts and only after they’ve tracked down all the paperwork."Although scalar fields are Lorentz scalars, they may transform nontrivially under other symmetries, such as flavour or isospin. For example, the pion is invariant under the restricted Lorentz group, but is an isospin triplet (meaning it transforms like a three component vector under the SU(2) isospin symmetry). Furthermore, it picks up a negative phase under parity inversion, so it transforms nontrivially under the full Lorentz group; such particles are called pseudoscalar rather than scalar. Most mesons are pseudoscalar particles." (finally explained to a captivated Celestine by Professor Brian Cox on Wednesday 27th June 2012
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If you wish to book an appointment with me to discuss your credit agreement, please email kate@legalbeaglesgroup. comComment
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How likely will that be considering the only thing was the default notice? Can i do anything now regarding the 2 shop direct accounts with regards my credit file etc or do i just leave it?Originally posted by Celestine View PostComment
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Nothing you can do. They stay on your file for the standard 6 years from default & then just drop off.Originally posted by patters1978 View Post
Best let sleeping dogs be & all that.Comment
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they were trying to say that it was probable the defaults were served correctly with shop direct with the evidence they had provided, the judge didn't seem to like that and when he wanted me to comment on that statement, I so much wanted to say that its probable then that I have paid going by the evidence... but didn't and went on to say something like surely it can't be judged on probability? (judge didn't seem to like that and said most of his judgement are probability based) at which point I thought s%^t !!
Another question is regarding court fee's i have to pay them the judge has said but I was taken to court on 3 debts with lowell only winning on 1 of them debts? how is it i have to pay the full court cost?Comment
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Does the court hearing not restart that timer as i have acknowledged the amounts?Originally posted by GBExile View PostComment
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Don't think so. Someone else can clarify that for you further but I think it is the default date &/OR the last payment date.Originally posted by patters1978 View PostComment
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I wouldn't dwell on it. Just pay the judgement & move on. If not it will cost you another £300 including expenses to appeal.Originally posted by patters1978 View PostComment
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One last thing with this thread?
Will I recieve a letter stating how much I have to pay and how? Unsure what I'm supposed to do nowComment
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Right so I have just recieved a letter from the court stating the total amount payable to lowell that needs to be paid/cleared before the 9th nov!
I'm just about to go to work so can't do anything about it today I also don't have a cheque book? Is a postal order the only other way? I have recieved nothing from lowell solicitors since courtComment
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Will me getting a postal order tomorrow and sending via special delivery cover me?Comment
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SHORTCUTS
First Steps
Check dates
Income/Expenditure
Acknowledge Claim
CCA Request
CPR 31.14 Request
Subject Access Request Letter
Example Defence
Set Aside Application
Directions Questionnaire
If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.
NOTE: If you receive a court claim note these dates in your calendar ...
Acknowledge Claim - within 14 days from Service
Defend Claim - within 28 days from Service (IF you acknowledged in time)
If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.
We now feature a number of specialist consumer credit debt solicitors on our sister site, JustBeagle.com
If your case is over £10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.
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