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County Court - Lowell - Help

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  • #61
    interesting

    Comment


    • #62
      off the phone! phew..

      Kind of successful..

      Judge awarded the CC and associated court fees etc that i have to pay

      Both Shop Direct accounts not enough evidence (default notice)

      They tried to get a fee for time taken but was refused.

      Judge was really good the questions were hard at times and I didn't really know what to say

      What happens now i take it 28 days to pay what i need to pay?
      But what happens with the Shop Direct now?

      Comment


      • #63
        Originally posted by patters1978 View Post
        off the phone! phew..

        Kind of successful..

        Judge awarded the CC and associated court fees etc that i have to pay

        Both Shop Direct accounts not enough evidence (default notice)

        Judge was really good the questions were hard at times and I didn't really know what to say

        What happens now i take it 28 days to pay what i need to pay?
        But what happens with the Shop Direct now?
        Not so daunting then.

        It could have been worse. Hopefully you can pay up soon to avoid the CCJ going on your credit file.

        Comment


        • #64
          Yay good result!! Well done to you!
          Sounds fair overall, they do seem to get away with lumping claims together.
          They would have to bring a totally new claim against you for the SD accounts and only after they’ve tracked down all the paperwork.
          "Although scalar fields are Lorentz scalars, they may transform nontrivially under other symmetries, such as flavour or isospin. For example, the pion is invariant under the restricted Lorentz group, but is an isospin triplet (meaning it transforms like a three component vector under the SU(2) isospin symmetry). Furthermore, it picks up a negative phase under parity inversion, so it transforms nontrivially under the full Lorentz group; such particles are called pseudoscalar rather than scalar. Most mesons are pseudoscalar particles." (finally explained to a captivated Celestine by Professor Brian Cox on Wednesday 27th June 2012 )

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          • #65
            Originally posted by GBExile View Post

            Not so daunting then.

            It could have been worse. Hopefully you can pay up soon to avoid the CCJ going on your credit file.
            Yes i should be able 2

            Comment


            • #66
              Originally posted by Celestine View Post
              Yay good result!! Well done to you!
              Sounds fair overall, they do seem to get away with lumping claims together.
              They would have to bring a totally new claim against you for the SD accounts and only after they’ve tracked down all the paperwork.
              How likely will that be considering the only thing was the default notice? Can i do anything now regarding the 2 shop direct accounts with regards my credit file etc or do i just leave it?

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              • #67
                Originally posted by patters1978 View Post

                How likely will that be considering the only thing was the default notice? Can i do anything now regarding the 2 shop direct accounts with regards my credit file etc or do i just leave it?
                Nothing you can do. They stay on your file for the standard 6 years from default & then just drop off.

                Best let sleeping dogs be & all that.

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                • #68
                  they were trying to say that it was probable the defaults were served correctly with shop direct with the evidence they had provided, the judge didn't seem to like that and when he wanted me to comment on that statement, I so much wanted to say that its probable then that I have paid going by the evidence... but didn't and went on to say something like surely it can't be judged on probability? (judge didn't seem to like that and said most of his judgement are probability based) at which point I thought s%^t !!

                  Another question is regarding court fee's i have to pay them the judge has said but I was taken to court on 3 debts with lowell only winning on 1 of them debts? how is it i have to pay the full court cost?

                  Comment


                  • #69
                    Originally posted by GBExile View Post

                    Nothing you can do. They stay on your file for the standard 6 years from default & then just drop off.

                    Best let sleeping dogs be & all that.
                    Does the court hearing not restart that timer as i have acknowledged the amounts?

                    Comment


                    • #70
                      Originally posted by patters1978 View Post

                      Does the court hearing not restart that timer as i have acknowledged the amounts?
                      Don't think so. Someone else can clarify that for you further but I think it is the default date &/OR the last payment date.

                      Comment


                      • #71
                        Originally posted by patters1978 View Post
                        they were trying to say that it was probable the defaults were served correctly with shop direct with the evidence they had provided, the judge didn't seem to like that and when he wanted me to comment on that statement, I so much wanted to say that its probable then that I have paid going by the evidence... but didn't and went on to say something like surely it can't be judged on probability? (judge didn't seem to like that and said most of his judgement are probability based) at which point I thought s%^t !!

                        Another question is regarding court fee's i have to pay them the judge has said but I was taken to court on 3 debts with lowell only winning on 1 of them debts? how is it i have to pay the full court cost?
                        I wouldn't dwell on it. Just pay the judgement & move on. If not it will cost you another £300 including expenses to appeal.

                        Comment


                        • #72
                          One last thing with this thread?

                          Will I recieve a letter stating how much I have to pay and how? Unsure what I'm supposed to do now

                          Comment


                          • #73
                            Right so I have just recieved a letter from the court stating the total amount payable to lowell that needs to be paid/cleared before the 9th nov!

                            I'm just about to go to work so can't do anything about it today I also don't have a cheque book? Is a postal order the only other way? I have recieved nothing from lowell solicitors since court

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                            • #74
                              Will me getting a postal order tomorrow and sending via special delivery cover me?

                              Comment


                              • #75
                                Originally posted by patters1978 View Post
                                Will me getting a postal order tomorrow and sending via special delivery cover me?
                                Yes or you can do a bank transfer.

                                Comment

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