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not at this stage can be done later but lowells tend to pull out the last minute it is a game to them see who folds 1st. look around and see what others did?* likely outcome they will withdraw just before they loose their deposit... but a long way down the line hold your ground for now
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Just carry on & make sure you do everything the court wants you to do. I take it you have requested the right documents for each debt?Originally posted by patters1978 View PostComment
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Hi everyone
I now have an email confirming mediation little bit scared by this as I hate using the phone...
What do I need to do with this phone call?Comment
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Anyone?Comment
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Mediation will ask if you have all documents needed to mediate??* * If you requested documents day CCA etc and they have not sent you state no.* *They will say no mediation and pass back to the court for their next moveComment
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On phone now mediator stating she can only setup payment not sort out cca or CPR whar I do?Comment
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She is emailing me notice of assignment but not cca or cprComment
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Then the CCA etc outstanding they wil have s problem await the next move assignment just a letter stating sold to a debt purchaser they send assignment mediator just passed messages then if not resolved pass back to court. Lowell's etc try all ways to get you worried and give up without real evidenceComment
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Do I just hold my ground on this and demand cpr and ccaComment
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Yes as near the end if they know you are on to them they might pull out at the last minute before loosing their money they have paid to the court. Read threads on Lowell's etc get to know how they operateComment
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Right cca produced for one of the three debts attached to this claim? What nowComment
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Actual CCA copy or just mentionedComment
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Cca but no reference numbers on them?Comment
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Stood my ground the mediator was extremely rude even though I was asking for helpComment
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SHORTCUTS
First Steps
Check dates
Income/Expenditure
Acknowledge Claim
CCA Request
CPR 31.14 Request
Subject Access Request Letter
Example Defence
Set Aside Application
Directions Questionnaire
If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.
NOTE: If you receive a court claim note these dates in your calendar ...
Acknowledge Claim - within 14 days from Service
Defend Claim - within 28 days from Service (IF you acknowledged in time)
If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.
We now feature a number of specialist consumer credit debt solicitors on our sister site, JustBeagle.com
If your case is over £10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.
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