Marbles CC - Cabot Financial CC Claim

[megam]

Received a claim? Yes/No: Yes
Issue Date: 12/12/2019
Have you Acknowledged the Claim?: Yes
Total Amount Claimed : £900
Claimant's Name: Cabot Financial (UK) Ltd
Solicitors Firm: Mortimer Clarke
Original Creditor: New Day Ltd (Marbles)
Original Debt: Credit Card
Particulars of Claim: By an agreement between New Day Ltd RE Marbles and the Defendant on or around XX/XX/2016 ('the Agreement') New Day Ltd RE Marbles agreed to issue the Defendant with a Credit Card. The Defendant failed to make the minimum payments due and the Agreement was terminated. The Agreement was assigned to the claimant. THE CLAIMANT THEREFORE CLAIMS XXX 2. Costs
Is the debt Statute Barred (have you had any contact with the creditor or claimant over the last 6 years?): No
List any letters you have sent (eg: CCA/ CPR ): CPR prepared to send tomorrow, SAR prepared to send tomorrow.
Any Other Information or Background Details: Struggling financially, baby due in next month!

Hi, first post. Read through some others on here first. Just wanted to check I'm taking the right course of action by sending the letters as above. Any other help is much appreciate. Many Thanks.;

[MIKE770]

Check dates
Acknowledge Claim
CCA Request
CPR 31.14 Request

[pt2537]

Can you confirm the dates of the agreement are correct please? I will explain the reasons why i ask once we have clarification

[megam]

Can you confirm the dates of the agreement are correct please? I will explain the reasons why i ask once we have clarification

We're not sure TBH, still awaiting responses.

[megam]

So the Acknowledgment of service was done on 15/12 and I sent the letters out on 16th. I've yet to receive any kind of satisfactory response to my requests to Mortimer Clarke. It looks like the time to file a defence has, or is about to, run out. Is there a step I can take to prevent a CCJ?

[megam]

Just to be clear...

Both my CPR and CCA requests have yet to be complied with (both sent 16/12/19). I have received acknowledgements to my requests, but they have not given the information requested - just acknowledged the requests and 'endeavoured to get the information. I'm getting anxious that time is, or has, running out.

My Acknowledgement of service was received by the court on 16th December 19 also.

Should I file a defense based on the fact they haven't provided the evidence they have based their claim on?

Many thanks for all the help, I'm a bag of nerves about it!

[pt2537]

yes you will need to file a defence to the claim setting out your grounds as to why you say you arent liable to the claimant