good evening, I have received a letter from lowells saying I owe a debt of 205 to bt, however I don't they never turned up on the install date due to a systems error they said and I ended up cancelling with them there and then, I received a bill from bt which i then contacted online they said they had removed the charge and i didn't owe anything I have a print out of the online conversation, I've had various companies sendblettrs over the last 2 years but today's from lowells is talking of court I have never replied before what action should I take?
lowells letter
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I would first send a Subject Access Request to BT to check what happened with the account Subject Access Request Letter
and write back to Lowell saying you do not acknowledge there is any debt owed to them or to BT and tell them what happened at the end of the contract with BT ( include a copy of the conversation stating there was nothing to pay if you have it ). They can then go back to BT and get the error investigated.#staysafestayhome
Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.
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First Steps
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Acknowledge Claim
CCA Request
CPR 31.14 Request
Subject Access Request Letter
Example Defence
Set Aside Application
Directions Questionnaire
If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.
NOTE: If you receive a court claim note these dates in your calendar ...
Acknowledge Claim - within 14 days from Service
Defend Claim - within 28 days from Service (IF you acknowledged in time)
If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.
We now feature a number of specialist consumer credit debt solicitors on our sister site, JustBeagle.com
If your case is over £10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.
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Court Claim ?
Guides and LettersSHORTCUTS
Pre-Action Letters
First Steps
Check dates
Income/Expenditure
Acknowledge Claim
CCA Request
CPR 31.14 Request
Subject Access Request Letter
Example Defence
Set Aside Application
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Directions Questionnaire
Statute Barred Letter
Voluntary Termination: Letter Templates
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