S78 request document

sks11

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Joined: Jan 2019

Posts: 4
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#1

S78 request document

7th January 2019, 11:10:AM

Hi there, I have received a letter from Lowell asking to settle a discounted previous credit card debt or they will take me to court. Where can I get a S78 request document to send to them.
Please help.

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Amethyst

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Joined: May 2007

Posts: 66967
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#2

7th January 2019, 21:51:PM

There's an example here - >
CCA Request Letter

If the card account was opened in the last 6 years it is likely the agreement will be forthcoming so if there are no other issues/disputes with the account it may be worth looking at the discounted offer and consider negotiating to settle outside of court.

#staysafestayhome

Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.

Received a Court Claim? Read >>>>> First Steps
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SHORTCUTS

First Steps
Check dates
Income/Expenditure
Acknowledge Claim
CCA Request
CPR 31.14 Request
Subject Access Request Letter
Example Defence
Set Aside Application
Directions Questionnaire

If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.

NOTE: If you receive a court claim note these dates in your calendar ...
Acknowledge Claim - within 14 days from Service

Defend Claim - within 28 days from Service (IF you acknowledged in time)

If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.

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If your case is over Â£10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.

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