Lowell portfolio solicitors

[Adzzz85]

Hi,

First time posting, I need help I have received 3 letters from lowell about a lloyds tab overdraft I had over 10 years ago, they are now asking me for £1100!! I ignored the letters as I read somewhere if you contact them it could be a means of acceptance for the debt, now 5 days ago I received a I'm courts & tribunals service letter with a fine of £180 please can somebody help with what I should as I have never been in this position before and don't know what to do i can't afford to pay all this..

[jaguarsuk]

Hi,

First time posting, I need help I have received 3 letters from lowell about a lloyds tab overdraft I had over 10 years ago, they are now asking me for £1100!! I ignored the letters as I read somewhere if you contact them it could be a means of acceptance for the debt, now 5 days ago I received a I'm courts & tribunals service letter with a fine of £180 please can somebody help with what I should as I have never been in this position before and don't know what to do i can't afford to pay all this..

Can you please post a copy of what you have received removing any identifying information?

[ostell]

£180 sounds like it come be something like a parking charge rather than the debt that was being talked about.

[Adzzz85]

£180 was on the last court letter I received from lowell solicitors,before that I had letters from lowell asking for £1100

[ostell]

Post up the letter you received with personal details removed.

You first talked about receiving a letter from the court for £180 and now you are saying you received it from Lowell. Could you clarify please.

[Adzzz85]

[IMG]http://legalbeagles.info/forums/image/gif;******,R0lGODlhAQABAPABAP///wAAACH5BAEKAAAALAAAAAABAAEAAAICRAEAOw==[/IMG]

[ostell]

I can't see that picture

[Adzzz85]

20180707_225027.jpg

[Adzzz85]

Sorry is this any better?

[ostell]

This looks like the court bailiffs acting upon a judgement against you for that amount because you ignored court paper work. Phone up the court and find out what it is about.

Have you ever received a claim from from the court? It would have had lowell's name on it and yours but on the court's headed paper and the court seal.

[Adzzz85]

No this is the only letter that I have had with the court's seal on it.

[jaguarsuk]

Looks like you need to make an application to set aside the judgement and stay the Warrant of Control. I wouldn't wait to file it as the Warrant could be executed if you take time to ask the claimant to consent.

More on Set Aside here: http://legalbeagles.info/forums/foru...tailed-version

[Adzzz85]

If I was to pay the amount on the letter would it be the end of it? Like I said the letters I received before this the amount was a lot more then this..

[jaguarsuk]

If I was to pay the amount on the letter would it be the end of it? Like I said the letters I received before this the amount was a lot more then this..

Yes, except a CCJ will remain on your credit file from the date it was issued for 6 years.

[Adzzz85]

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