Hello
I received a County Court letter filed by PRA group dated 21/07/2021 (original debt with Halifax).
Sent an acknowledgement on 23/07/2021 that would defend whole claim.
Then sent CCA request along with Request for information Section 77-79 Consumer Credit Act 1974 (asking for: agreement, default notice, assignment, formal demand).
Received 2 letters (dated 28/07/2021) today , 30/07/2021 as follows:
1) Request for information section 77-79 consumer credit act 1974, receipt acknowledgement and that PRA do not charge fee to carry out request (returned £1 money order). Will be contacting as soon as possible to provide an update.
2) CCA request, exact wording in letter-
In reply to your request for CCA, I am pleased to inform you that I have raised a seller query for documents in your letter.
However, in order to avoid a County Court Judgement by default the claim pack must be filled out and sent to ourselves by the 10/08/2021.
If you have any questions please don't hesitate to get in touch.
Yours faithfully
Taobane Lahila
Legal manager/solicitor
PRA group
I am confused about the 'claim pack' they want completing? do they mean my defence which I have until 20/08/2021 to respond to? is this the date I need to file defence by as per date I received the court letter?
Please help!
Thank you
I received a County Court letter filed by PRA group dated 21/07/2021 (original debt with Halifax).
Sent an acknowledgement on 23/07/2021 that would defend whole claim.
Then sent CCA request along with Request for information Section 77-79 Consumer Credit Act 1974 (asking for: agreement, default notice, assignment, formal demand).
Received 2 letters (dated 28/07/2021) today , 30/07/2021 as follows:
1) Request for information section 77-79 consumer credit act 1974, receipt acknowledgement and that PRA do not charge fee to carry out request (returned £1 money order). Will be contacting as soon as possible to provide an update.
2) CCA request, exact wording in letter-
In reply to your request for CCA, I am pleased to inform you that I have raised a seller query for documents in your letter.
However, in order to avoid a County Court Judgement by default the claim pack must be filled out and sent to ourselves by the 10/08/2021.
If you have any questions please don't hesitate to get in touch.
Yours faithfully
Taobane Lahila
Legal manager/solicitor
PRA group
I am confused about the 'claim pack' they want completing? do they mean my defence which I have until 20/08/2021 to respond to? is this the date I need to file defence by as per date I received the court letter?
Please help!
Thank you
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