• Welcome to the LegalBeagles Consumer and Legal Forum.
    Please Register to get the most out of the forum. Registration is free and only needs a username and email address.
    REGISTER
    Please do not post your full name, reference numbers or any identifiable details on the forum.

Arrow global need to provide a defence by 20th of july

Collapse
Loading...
X
  • Filter
  • Time
  • Show
Clear All
new posts

  • #16
    CHARITYNJW
    i can not remember much about the bank account to be honest as i had the account back in 2000 or so. It was a current account. It had an overdraft on it but i can not be sure of the amount of overdraft. I.am assuming i asked for the overdraft verbal and the bamk verbally agreed it. AG have not sent me anything signed by myself. Just standard terms of the bank account. The £1.00 payment again i dont remember paying them in 2012. But apparently i did using a visa card. Again unsure what card was used.
    I have.moved several times due to Domesric violence . The bank was.made awere if my mental health.
    When judgement was set aside i was told.by the judge that i must have a denfence in bu the 20th of july. So i dont know how to defend apart from the obvious.
    No informarion
    Mental health that the bank was awere of.
    Other than this i dont.know what.else to quote from the consumer act
    Or banking regulations.
    I dont know if some other agency had the debt before arrow global but they claim it was passed to the back in 2016 and they then got a default judgement which i got.set aside two weeks ago.
    I need to urgently get a defence into court otherwise they get a judgement again by default.

    Any help on a defence at this stage would be helpful.

    I have no idea of hsbc terms and condtions they just.look like something you would pick up from.any bank when you apply for a bank account. Or just enquire there are pages of terms and conditions 20n to 30 pages of small print. But no.contract or signed documents.

    I will.apply as well for the information what information should this allow me to get from HSBC please as i am unsure of what

    Comment


    • #17
      A SAR should get you all data that HSBC have on record about the account.
      If you've had other accounts with HSBC, it might help to limit the SAR to the HSBC account number for the relevant one.
      https://legalbeagles.info/library/gu...ccess-request/
      CAVEAT LECTOR

      This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)

      You and I do not see things as they are. We see things as we are.
      Cohen, Herb


      There is danger when a man throws his tongue into high gear before he
      gets his brain a-going.
      Phelps, C. C.


      "They couldn't hit an elephant at this distance!"
      The last words of John Sedgwick

      Comment


      • #18
        Good morning . However i still need to write and have a defence filed with the court by the 20th of july . Do i use the same defence as i would for a credit card? Or would the defence be different? As its an overdrawn bank account?

        Comment

        View our Terms and Conditions

        LegalBeagles Group uses cookies to enhance your browsing experience and to create a secure and effective website. By using this website, you are consenting to such use.To find out more and learn how to manage cookies please read our Cookie and Privacy Policy.

        If you would like to opt in, or out, of receiving news and marketing from LegalBeagles Group Ltd you can amend your settings at any time here.


        If you would like to cancel your registration please Contact Us. We will delete your user details on request, however, any previously posted user content will remain on the site with your username removed and 'Guest' inserted.

        Announcement

        Collapse
        1 of 2 < >

        SHORTCUTS


        First Steps
        Check dates
        Income/Expenditure
        Acknowledge Claim
        CCA Request
        CPR 31.14 Request
        Subject Access Request Letter
        Example Defence
        Set Aside Application
        Directions Questionnaire



        If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.





        NOTE: If you receive a court claim note these dates in your calendar ...
        Acknowledge Claim - within 14 days from Service

        Defend Claim - within 28 days from Service (IF you acknowledged in time)

        If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.




        We now feature a number of specialist consumer credit debt solicitors on our sister site, JustBeagle.com
        If your case is over £10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.
        2 of 2 < >

        Support LegalBeagles


        Donate with PayPal button

        LegalBeagles is a free forum, founded in May 2007, providing legal guidance and support to consumers and SME's across a range of legal areas.

        See more
        See less

        Court Claim ?

        Guides and Letters
        Loading...



        Search and Compare fixed fee legal services and find a solicitor near you.

        Find a Law Firm


        Working...
        X